Bad Credit Loans – With Poor Credit Scores and No Credit Checks – Apply Online Today!

You can apply for Bad Credit Loans Online with Dime Alley – if you are looking for guaranteed approval, we offer $100 to $35,000 repaid over 1 to 60 months and you can check your eligibility in less than 5 minutes using the free online application form below.

Apply Online

Free Application


When you apply for a bad credit loan with Dime Alley, you won’t be hit with any hidden fees. If one of our lenders approves your application, we will receive a commission directly from them.



We only work with legitimate lenders, making sure you are being offered fair rates.

Stress Free


Through our soft search service, we assess your application and credit history without it impacting your credit score.

How can I get a Bad Credit Loan?


Getting a bad credit loan with Dime Alley couldn’t be easier, thanks to our three stage process:

Step 1: Apply Online Today

Step 2: Wait To Hear Back From Us

Step 3: Receive your $1,500

Where are Bad Credit Loans Available?


Dime Alley can provide you with a poor credit loan across the entire US and we can match your application with a lender who is near you.

We can offer the best terms possible, with the possibility of having the money in your account in 1 hour, 24 hours or the next business day.

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What is a Bad Credit Loan?


A bad credit loan can help people borrow money even if that have a bad credit score. Maybe you have missed some payments in the past, but this should not define your future. If your finances are improving and you want to ensure you pay your loan on time, you can certainly apply and get the loan you need.

It is not just your credit score that is considered, Dime Alley’s lenders will take into account various things including:

  • Your age
  • Your type of residence
  • The amount you have asked to borrow with the lender
  • Your income.
  • Your employment status
  • Your affordability

There are a range of different loan types that can be made accessible to those with bad credit, including certain payday loans, installment loans and secured loans too.

Can I get a Same Day Loan with Bad Credit?


Yes, Dime Alley can facilitate bad credit loans on the same day of applying. The entire process is online and you can apply 24 hours a day, 7 days a week, using your desktop, mobile or tablet.

Once approved and you have passed all the credit and affordability checks, you could have access to your funds within a matter of hours. To boost your chances of getting a same day loan, try to apply during office hours and make sure that all your information such as income and expenses are ready and prepared.


What is the Eligibility Criteria for Applying for a Bad Credit Loan?


You can apply for a bad credit loan with us as long as you meet these following four requirements:

  • Are over 18 years of age
  • Have American citizenship
  • Have a minimum monthly income of $800
  • Have a current account for us to deposit funds into

Does Dime Alley Offer Guaranteed Approval?


We cannot offer guaranteed bad credit loans, but we can help to match your personal details and loan requirements with the lender who is most likely to approve you and offer you the most affordable rates.

At Dime Alley, we are delighted to offer a free solution where you can apply with multiple lenders at once, with no fees for using our service and no impact to your credit score either. A loan can never be guaranteed and an individual will always need to be approved and show that they can afford to make their repayment on time and without falling into financial difficulty.

Do you offer Emergency Loans for Bad Credit?


Yes, you can get approved for bad credit loans for emergencies, such as an unexpected medical or veterinary bill. You can borrow $600, $800 or even $3000 to get back on your feet.

When it is an emergency loan, we appreciate that you will need cash quickly, so with an instant decision and fully online process, Dime Alley can approve your loan on the same day and sometimes, you can receive money to your bank account in just a few hours, and you’ll be considered even if you have bad credit.


If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.