Dime Alley can help you secure a $1,500 even if you don’t have a perfect credit history.
We will connect your application to a US loan provider who can provide you the best rates.
Submitting an online application for $1,500 is quick, easy and doesn’t leave a footprint on your credit score.
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
I Need To Borrow $1,500 – How Does It Work?
Getting a $1,500 loan with us is easy thanks to our three stage process:
Step 1: Apply Online Today
Step 2: Wait To Hear Back From Us
Step 3: Receive your $1,500
What Is The Eligibility Criteria For Applying For A $1,500 Loan?
You can apply for a $1,500 loan with us as long as you meet these following four requirements
- Are over 18 years of age
- Have American citizenship
- Have a minimum monthly income of $800
- Have a current account for us to deposit funds into
If I Have Bad Credit, Can I Apply For A $1,500 Loan?
Even if you have a rocky credit history, you can apply for an $1,500 loan with Dime Alley!
Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.
We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications. We try to make stressful times that bit less daunting.
In fact, if you borrow $1,500 and pay it off according to the terms of your agreement, your credit history could be improved. This can make it easier to secure loans in the future should you need them.
How Fast Can I Receive My $1,500?
You could have your $1,500 in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.
What Do I Need To Consider When Applying To Borrow $1,500 With Dime Alley?
Which States Can I Get My $1,500 In?
We provide loans in all of the 37 states which approve payday loans. These include California, Texas and Nevada.
In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.
We don’t operate in the states where payday loans are not authorized, such as New York.
How Do I Repay My $1,500 Loan?
Repayments on your $1,500 loan will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest. You and your lender will agree on this date together, but most opt to choose their pay day.
Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
- Can I get a Loan of $1500 with Bad Credit?
- What is the Price Cap on $1500 Loans?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a $1500 Loan Without a Credit Check?
- Is Dime Alley a Broker or a Lender?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
Interest rate price caps dictate the maximum amount of interest a lender can set on your payday loan. The rate varies depending on which state you live in.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.