Apply For a $2,000 Loan With Dime Alley Today and Get a Same-Day Decision!

Apply to borrow $2,000 with Dime Alley for anywhere between 1 to 60 months.

All credit scores are considered – we will connect you to a lender that suits your needs and background.

Apply online with our quick and easy form, with no impact on your credit score.



We only work with legitimate lenders, making sure you are being offered fair rates.

Apply For Free


When you apply for a $2,000 loan with Dime Alley, you won’t be hit with any hidden fees. If our lenders approve your application, we receive a commission directly from them.

Stress Free


Through our soft search service, we assess your application and credit history without it impacting your credit score.

I Want To Borrow $2,000 – How Does It Work?


Apply to borrow $2,000 with Dime Alley couldn’t be easier, thanks to our three stage process:

Step 1: Apply Online Today

Step 2: Wait To Hear Back From Us

Step 3: Receive your $1,500


Where Does Dime Alley Offer $2,000 Loans?


We provide loans of $2,000 in all of the 37 states which approve payday loans. These include California, Texas and Nevada.

In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.

We don’t operate in the states where payday loans are not authorized, such as New York.

How Do I Repay My $2,000 Loan?


Repayments on your $2,000 loan will be withdrawn from your checking account on the same day every month, which you and your lender will agree on, until you have paid off the loan and accompanying interest.

Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.

If you pay off your loan on-time, this can have a positive impact on your credit score, and improve your chances of qualifying for more loans in the future!


Can I Apply for a $2,000 Loan with Bad Credit?


Even with a rocky credit history, you could borrow with Dime Alley!

Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.

We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications. We try to make stressful times that bit less daunting.

Am I Eligible to Apply for a $2,000 Loan?


You can apply to borrow $2,000 with Dime Alley if you meet these requirements:

  • Are over 18 years of age
  • Have American citizenship
  • Have a minimum monthly income of $800
  • Have a current account for us to deposit funds into


How Quickly Can I Receive My $2,000 Loan?


You could have your the funds in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.

How Much Will a $2000 Loan Cost?


Good credit: Borrow $2,000 over 2 years, total interest paid $391.43, total $2,391.43, based on APR of 12%

Fair credit: $2,000 loan repaid over 2 years, total interest paid $675.78, total $2,675.78, based on APR of 20%

Bad Credit: Borrow $2,000 repaid over 2 years, total interest paid $1,297.87, total $3,297.87, based on APR of 36%


If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

The interest rate varies depending on the state you reside in. Each state has a different interest rate price cap, which is the maximum amount of interest a lender can legally charge you on your payday loan.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge applicants fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.