Borrow $3,000 With Dime Alley Today - Same Day Funding Available - Apply Now!

Dime Alley will help you borrow $3,000 dollars even if your credit history isn’t perfect. We will connect your application to a US loan provider who can offer you the best rates. Our online application process is quick, easy and can help you secure $3,000 without impacting your credit score.

Responsibility

 

As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.

The Right Fit

 

We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.

Soft Search

 

We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.

I Need To Borrow $3,000 – How Does It Work?

 

Securing a $3,000 loan with us is easy due to our three stage process:

Step 1: Apply Online Today

Step 2: Wait To Hear Back From Us

Step 3: Receive your $3,000

3000-dollar

How Much Does a $3000 Loan Cost?

 

Strong credit: Borrow $3,000 over 3 years, total interest paid $587.15, total $3,587.15, based on APR of 12%

Fair credit: $3,000 loan repaid over 3 years, total interest paid $1,013.67, total $4,013.67, based on APR of 20%

Poor Credit: Borrow $3,000 repaid over 3 years, total interest paid $1,946.81, total $4,946.81, based on APR of 36%

What Do I Need To Consider When Applying To Borrow $3,000 With Dime Alley?

 

Before applying for a $3,000 loan with Dime Alley, you should consider the following:

Whether you need the loan urgently, how you plan to pay it back, and what will happen if you fail to. 

Your credit record will impact the terms you are offered on your loan. The stronger your credit history, the lower interest you are likely to be offered. 

Whether you could find support without a loan, such as from friends or family.

Which States Can I Get A $3,000 Loan In Through Dime Alley?

 

We provide loans in all of the 37 states which approve payday loans. These include California, Texas, Alaska, Michigan and Nevada.

In some states, regulation limits how much we can lend. For example, we can only provide loans of up to $300 in California and $1,000 in Delaware.

In some states, the interest on loans are limited, keeping costs manageable for you. For instance, interest is capped in South Dakota at 36% and Illinois at 15.5%.

We don’t operate in the states where payday loans are not authorized, such as New York, New Jersey and Arizona.

Can I Apply For A $3,000 Loan With Bad Credit?

 

No matter your credit history, Dime Alley will consider your application for a $3,000 loan!

Our trusted lenders work with customers will all kinds of credit histories. They take your financial history into account and then offer you the best rates they can.

We aim to make already stressful times that bit easier by helping customers with varying credit records.

In fact, if you borrow $3,000 and pay it off as you  have agreed you would,  your credit history could be improved. This can make it easier to secure loans in the future should you need them.

How Long Will it Take to Get a Payday Loan with Dime Alley?

 

Receiving your payday loan could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across your state, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

 

How Do I Repay My $3,000 Loan?

 

Repayments will be withdrawn from your checking account on a monthly basis, on the same date, until you have paid off your $3,000 and accompanying interest. You and your lender will agree on the repayment date together, but most opt to choose their pay day.

Payments are made in equal amounts and if you can, most lenders welcome early repayments. However, you should be clear on the repayment terms before deciding to alter your repayment plan.

How Long Will it Take to Get a Payday Loan with Dime Alley?

 

Receiving your payday loan could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across your state, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

 

How Do I Repay My $3,000 Loan?

 

Repayments will be withdrawn from your checking account on a monthly basis, on the same date, until you have paid off your $3,000 and accompanying interest. You and your lender will agree on the repayment date together, but most opt to choose their pay day.

Payments are made in equal amounts and if you can, most lenders welcome early repayments. However, you should be clear on the repayment terms before deciding to alter your repayment plan.

What is the Eligibility Criteria to Apply For a $3,000 Loan?

 

As long as you meet the following four eligibility criteria, then you are eligible to apply for a $3,000 loan with us:

 

  • Are over 18 years of age
  • Have American citizenship
  • Have a minimum monthly income of $800
  • Have a current account for us to deposit funds into

How Quickly Can I Secure a $3,000 Loan with Dime Alley?

 

You could have your $3,000 deposited into your account within 24 hours of applying for a loan with us.

As soon as we receive your application, we connect it to one of our trusted lenders who is best suited to you.

We aim to provide you with your $3,000 loan the very same day that you apply.

FAQs

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.

The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.

The price cap on your $3000 depends on which state you reside in. In Illinois and Nebraska, this is currently set at 36%.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.