Dime Alley can help you get a loan to pay for your car repair even if you have a rocky credit history!
Our online application process quick, easy and doesn’t leave a footprint on your credit score!
Apply now and get an instant decision on the screen!
Our online form takes just 5 minutes to complete and you’ll get an instant on-screen decision.
We only work with legitimate lenders, making sure you are being offered fair rates with terms to suit you.
Soft Credit Search
We only conduct a soft credit search when you apply, leaving no impact on your credit and with no hidden fees.
What Car Damages Can I Fix with a Loan?
Damaging your car is often not your fault but may still incur costs on you as a car owner or renter.
You can also use a car repair loan to fix another automobile, such as a van, truck or motorcycle.
You can use a Car Repair Loan to fix any of the following damages and more;
- Rear-end damages;
- Cracked windshield;
- Damaged headlights;
- Faulty brakes.
How Does a Loan to Fix My Car Work?
Getting a loan to fund your car repair with Dime Alley is easy thanks to our three stage process:
Step 1: Apply Online Today
Step 2: Wait To Hear Back From Us
Step 3: Receive your Loan within 24 hours
Can I Get a Loan for Car Damages with Bad Credit?
Even if you have a rocky credit history, you can apply for a loan for car damage with Dime Alley!
Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.
In fact, if you borrow with Dime Alley and pay it off according to the terms of your agreement, your credit history could be improved which can make it easier to secure loans in the future should you need them.
How Long Does it Take to Receive a Loan to Fix My Car?
You could have your car repair loan in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.
How Do I Repay My Loan for Car Damages?
Repayments on your loan for car damage will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest.
You and your lender will agree on this date together, but most opt to choose their pay day.
Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
What Do I Need to Consider Before Applying to Borrow with Dime Alley?
Before applying for a car repair loan with Dime Alley, you should consider the following;
- Whether you urgently need the loan, how you will pay it back, and what will happen if you fail to;
- Your credit record will determine the terms you are offered on your loan;
- Whether you could seek the funds elsewhere, such as from friends and family.
Am I Eligibile to Get a Loan to Fix My Car Engine?
You can apply for a car repair loan with us as long as you meet these following four requirements;
- Are over 18 years of age;
- Have American citizenship;
- Have a minimum monthly income of $800;
- Have a current account for us to deposit funds into.
Where Can I Find Car Repair Loans?
We provide installment loans, title loans and other types of loans for car repairs across 37 states. These include California, Texas and Nevada.
In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.
We don’t operate in the states where payday loans are not authorized, such as New York.
- Can I Get a Car Repair Loan Without Credit Checks?
- How Much Can I Borrow with a Car Repair Loan?
- What Repairs Can I Fund with a Loan?
- How Does Repayment Work with Car Repair Loans?
- Can I Get a Car Repair Loan with Bad Credit?
- Am I Charged a Fee for using Dime Alley?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
However, when you apply, we will only conduct a soft credit check which has no influence on your credit score and leaves no footprint on your credit history either.
At Dime Alley, you could find a car repair loans for as little as $100 or as much as $35,000.
The amount you’re able to borrow is based on factors like your monthly income, credit status and affordability, as well as if there are any restrictions on loans in your state.
Car repairs are all too common but they don’t have to be an expense to stress over!
Some common repair bills that customers have used loans to pay-off are; oil changes, brake work, tire repairs or changes.
You can repay your car repair loan in as little as 1 months time or as much as 60 months time (or 5 years).
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.