Loans For Funerals With Dime Alley – Borrow Money To Pay Off Funeral Costs – Apply Online
Planning a funeral can be a distressing time, both emotionally and physically. Dime Alley can offer you a loan to pay for a funeral so that you don’t have to worry about your financial situation. Our online application takes just 5 minutes to complete and you could receive up to $35,000 in less than 24 hours time.
Dime Alley’s 3-Step Process To Get a Loan For a Funeral:
How Does a Funeral Loans Work?
A funeral loan is a personal loan used to pay funeral expenses.
The funeral in the U.S. costs over $7,000. You’ll need to pay for such things as the casket, funeral home services and gravesite. However, if you have additional funeral plans such as travel and hotel, the total amount could be higher.
By financing funeral costs with a personal loan, you can focus on what matters most right now and pay back the loan over time.
Can I Get a Loan For a Funeral with Bad Credit?
Yes – you can apply for a Funeral Loan even without perfect credit through Dime Alley.
Our lenders work with borrowers with a variety of financial records. They aim to provide you with the best available rates and help you where they can.
We know that it can be stressful securing a loan when your credit history is imperfect, particularly when planning a funeral, which is why we consider all applications.
We try to make stressful times that bit less daunting.
What is Covered in a Funeral Loan?
A funeral loan can be used to pay for any cost that comes with planning a funeral.
Sadly, there are quite a few expenses to cover when sending-off a loved one, including but not limited to;
Where Does Dime Alley Offer Loans for Funerals?
We provide loans in all of the 37 states which approve payday loans. These include California, Texas and Nevada.
In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.
We don’t operate in the states where payday loans are not authorized, such as New York.
How Quickly Can I Get My Funeral Loan?
You could have the funds in your account the very same day you apply for it.
When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you.
We aim to find you a match within 24 hours and the funds should appear in your account imminently.
Eligibility Criteria – Loans for Funerals
You can apply for a Funeral Loan with us as long as you meet these following four requirements:
- Are over 18 years of age;
- Have American citizenship;
- Have a minimum monthly income of $800;
- Have a current account for us to deposit funds into.
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What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
More Frequently Asked Questions
Can I get a Funeral Loan with Bad Credit?
If you have a bad credit score, don’t worry – you can still get a loan to pay for a funeral.
With Dime Alley, all credit histories are accepted. This means that you should still request a funeral loan with us even if you have already been turned down by a bank because of bad credit.
How Do I Repay a Funeral Loan?
Your repayments are made in equal, fixed monthly instalments over 1 to 5 years, so you can spread repayment out over time and budget for your funeral expenses.
Your repayments will be clearly presented to you in the loan agreement before proceeding.
Can I Get a Funeral Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
How Much Can I Borrow?
With Dime Alley, you could find funeral loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
What Happens To My Loan if the Funeral Needs To Be Moved?
If the funeral is moved or does not go ahead, you will still be required to pay back to the loan.
However, if you have not used the money yet, you can just return this to the lender. However, you will be responsible to pay for any interest charges incurred.