If you are applying for a loan with Dime Alley, there are a few pieces of information that you’ll need to provide including:
- Your name
- Your address
- Your date of birth
- Cell phone number
- Email address
- Your monthly income
- Your employment details
- The amount you wish to borrow
- The length you would like to borrow for
- Your social security number
- Your checking account number
Our online application form only takes a few minutes and gives you an instant decision on whether you’ve been approved for the loan. No need to leave your sofa, just apply using a smartphone phone or laptop.
When you come to submit your enquiry, it’s a good idea to have all the information above to hand. This will make your application quick and stress-free.
- When applying for a loan, you need to provide personal details such as your name, address, employment details, checking account details and more.
- Your potential lender will – in most cases – then check your credit history to assess whether they will choose to be your lending partner.
- Your information will be kept securely.
- There are ‘no credit check’ loans which allow you attain funding without undergoing a credit check.
- If you are not eligible, you could consider an alternative loan, such as a guarantor loan, or friends or family loan.
What Information Do You Need to Get a Loan?
It’s best to keep your bank details and personal information on hand when filling out a loan enquiry to make the process more efficient. This includes your phone number, address, email, and checking account information.
Once you have sent your loan enquiry in, your lender may get in contact to request that you provide some follow-up information. They may ask you to show proof of income or valid identification.
Will My Information Be Kept Securely?
Of course! As a loans broker, we understand how personal financial circumstances are, and therefore we put your privacy first.
We will keep all of your personal details confidential, and the information you provide will be kept between you, us and our lenders. The only people to see your information will be stakeholders in your loan-experience.
Will I Need To Show A Pay Stub To Get A Loan?
It will depend. Many of our panel of lenders will want to see a pay stub or credit history, so that they can get to know a bit about you before agreeing to be your borrowing lender. Even so, some lenders won’t require this.
Whether you will need to show a pay stub or not will also depend upon how much you want to borrow and for how long. If you are looking to borrow money for larger amounts, it is likely that your lender will want to see a pay stub.
Do I Need To Show My Driver’s License When Applying For A Loan?
Probably not! It is probable that your lender will want to see some form of identification, but don’t worry, you don’t need a driver’s license to be eligible.
Do I Need To Pass A Credit Check To Get A Loan?
Not always. While many of our lenders will check your credit history, they are dedicated to helping those who haven’t had the easiest time financially speaking. This means that even if you are conscious that your history isn’t perfect, you can still get a loan through us. See no credit check loans for more information.
Some of our lenders, however, won’t even carry out a check, negating the stress for you!
How Do I Apply For A Loan?
We offer a fully online experience, making the sometimes difficult task of finding a loan simple and convenient. Our online loan form is designed to be as easy as possible to fill out with instant results. We give you access to hundreds of direct lenders across the United States so that you can find the right loan for you on the best terms.
When filling out the enquiry, you only need to provide your personal information along with the amount you need and how long you wish to borrow it. Consider this carefully to ensure that you borrow enough for your circumstances but not too much that repaying your loan is beyond your means. The application will only take a few minutes to fill out, and once you have sent it, you will immediately find out whether you have been approved.
Am I Eligible For A Payday Loan?
Before you apply for a payday loan you might like to consider whether or not you are eligible. Payday loans are one of the quickest and easiest ways to get a loan quickly, but there are still some things you must have to be eligible. You will need to meet the eligibility criteria to secure a payday loan online.
Here are the main four stipulations for securing a payday loan:
- You must be a U.S. resident.
- You have to be at least 18 years of age.
- You need to have a consistent income with earnings at a minimum of $800 per month.
- You must have a checking account that your payday loan can be deposited into.
Generally speaking, your credit rating will play a role in whether or not you’re approved for a loan. However, Dime Alley works with a range of lenders and our panel of lenders are willing to consider working with a range of credit scores.
Don’t panic if your credit score isn’t perfect or you have struggled to repay a loan in the past, this doesn’t automatically discount you from being able to get a payday loan.
However, you should carefully consider whether or not a loan is right for you and you need to be confident that you can keep up with repayments.