Home Improvement Loans With Dime Alley – Apply Today With An Instant On-Screen Decision!

Dime Alley can help you secure a Home Improvement Loan today for anywhere between $100 to $35,000!

Apply online today and you could receive your funds in as quickly as one hour!

We connect you with the best lender to suit your needs – all credit histories welcome!

Home Improvement Loans – Our 3-Step Process

Step 1: Apply Online

Step 2: Wait To Get Approved

Step 3: Receive your funds the same-day!

How do Home Improvement Loans Work?

 

The process to get a home improvement loan couldn’t be more simple!

As long as you meet our eligibility criteria, you can apply with our quick and easy online application form, where we will conduct a soft credit check – a check that doesn’t have any impact on your credit score!

We will match you with a lender to suit your needs and you can expect to receive your funds within 24 hours, which will give you the green light to start your home improvement project!

home-improvement-loans

What is the Eligibility Criteria for Applying for a Home Improvement Loan?

 

You can apply for a Home Improvement Loan with Dime Alley, as long as you meet these following four requirements:

 

  • Are over 18 years of age;
  • Have American citizenship;
  • Have a minimum monthly income of $800;
  • Have a current account for us to deposit funds into.

How Fast Can I Receive My Home Improvement Loan?

 

You could receive funds in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.

 

Can I Apply for a Home Improvement Loan with Bad Credit?

 

Even if you have a rocky credit history, you can apply for an Home Improvement Loan with Dime Alley!

 

Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.

We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications. We try to make stressful times that bit less daunting.

In fact, if you take-out a home improvement loan and pay it off according to the terms of your agreement,  your credit history could be improved! This can make it easier to secure loans in the future should you need them.

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How Quickly Can I Get My Installment Loan with Dime Alley?

 

At Dime Alley, in some cases, we can approve and fund an applicant with their installment loan within one hour. Normally, we take up to one working day to provide you with your loan.

This is because our lenders will carry out some checks to ensure they are providing you with the best possible loan and the best accessible rates. They may need to contact you to confirm your income, credit score and employment status.

What is the Repayment Process for Home Improvement Loans?

 

Repayments on your home improvement loan will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest.

Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.

Check Out If We Offer Home Improvement Loans In Your State

Which States Can I Get a Home Improvement Loan in?

 

We provide home improvement loans in all of the 37 states which approve payday loans. These include California, Texas and Nevada.

In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.

We don’t operate in the states where payday loans are not authorized, such as New York.

FAQs

If you have a bad credit score, don’t worry – you can still get a loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a home improvement loan with us even if you have already been turned down by a bank because of bad credit.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

When you apply, you should know that we only carry out soft credit checks, which don’t leave a footprint on your credit history.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly.

Instead, we connect you to a lender best suited to your situation from our trusted panel.