Medical Bill Loans
Get a Medical Loan to Pay Off Your Medical or Vet Bills – Apply With Dime Alley Today And Get Funds in 24 Hours
Dime Alley can help you get a loan to pay-off an unexpected medical bill. We will connect your application to a lender who can provide you the best rates. Submitting an online application is quick, easy and doesn’t leave a footprint on your credit score.
How to Borrow to Pay-Off a Medical Bill:
What to Consider When Getting a Loan to Pay-Off a Medical Bill?
Before applying for a loan for a medical bill with Dime Alley, you should consider the following:
- Whether you urgently need the loan, how you will pay it back, and what will happen if you fail to.
- Your credit record. The stronger your credit history, the lower interest you are likely to be offered.
- Whether you could seek the funds elsewhere, such as from friends and family.
Am I Eligible For a Medical Bill Loan?
As long as you meet our simple eligibility requirements, you can apply for a loan with Dime Alley today:
- Over 18 years old;
- Hold American citizenship;
- Have a checking account for us to deposit your funds into;
- Have a minimum monthly income of $800;
- Steadily employed.
If you meet these criteria, we could become your lending partner today!
Where Can I Borrow Money Near Me?
We proudly operate in the following US states:
Can I Get My Medical Bill Loan ASAP?
You could have the funds in your account the very same day you apply for it.
When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you.
We aim to find you a match within 24 hours.
How Do I Repay My Medical Bill Loan?
Repayments on your loan will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest, often in the form of installment loans online.
You and your lender will agree on this date together, but most opt to choose their pay day.
Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
What Can I Use a Medical Bill Loan For?
Hospital visits, surgeries and procedures can be expensive in the U.S! Some of the common types of procedures that people have used medical bill loans to pay-off have included:
- Broken bone repairs;
- Cataract removals;
- Knee and hip replacements;
- Dentist bills.
Can I Apply for a Medical Bill Loan on Behalf Of Someone Else?
Yes! If it is a family member or a friend who requires the loan to pay-off the bill, but can’t take one out in their name for some reason, you can apply on behalf of them.
However, the number one thing you cannot forget is that if you take the loan out, you will be the one who is responsible for repaying the loan back in full, plus interest.
Furthermore, you will have to deal with the loan whilst it is on-going.
Despite the fact you are taking the loan out for your friend or family member, you are making the agreement with the lender in your name, so it is you and only you, that the legal responsibility will fall on.
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What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
Frequently Asked Questions
Can I Get a Medical Bill Loan with Bad Credit?
If you have a bad credit score, don’t worry – you can still get a loan for your medical bill!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
How Much Can I Borrow?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
What Is The Repayment Period On My Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
Am I Charged a Fee For Using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Do You Offer Medical Bill Loans With No Credit Checks?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.