Need Money Now? Get Funding in 24 Hours
If you need money immediately, whether it is for a pressing bill or an emergency, Dime Alley offers a fully online application process and help you receive funding in 1 to 24 hours. Complete your information in less than 5 minutes and get an instant decision.
Why Would I Need Money Now?
We know that life can throw unexpected costs your way. You may have been hit with an unexpected medical cost, car repair bill or dental emergency. At times like this you can find yourself in need of money, and Dime Alley can help you find it.
Dime Alley can help you get money now in the form of a payday loan. Dime Alley is a broker who will connect you with the lender best suited to you. We consider all applications, no matter how perfect or imperfect you credit history is. We look at a number of factors when considering your application such as your employment status and income.
Can I Get Money Now With Bad Credit?
Yes, Dime Alley can help you secure money now, no matter what your credit record may look like. We understand that life isn’t always smooth sailing, and your financial record may reflect that. That’s why we are passionate about helping all customers and finding a lender who can offer you the best available rates.
To maximise your chances of getting a loan and the best rates, you should try to improve your credit score where you can. For example, if you have more credit cards than necessary, you could cancel one. If you have debts piling up that you could afford to settle, that would improve your credit record.
Remember, if you take a loan out with Dime Alley and pay it off as you agree you will, that can work towards a stronger credit score. This will make it easier to take out loans should you need them in the future!
How Quickly Can I Get Money with Dime Alley?
At Dime Alley, we pride ourselves on working quickly, efficiently and meeting our customers’ needs. We could approve your loan and provide you with your funds within one hour. Regularly, it can take up to 24 hours, but we work as quickly as we can.
This is because our lenders need to run some checks to make sure that they are providing you with the best possible loan. They may need to contact you to confirm your income, credit score and employment status.
If you submit your application with Dime Alley on a work day between 9am and 5pm, you are more likely to receive your cash quickly.
Where Can I Get Money Now Near Me?
You can get money now if you live in a US state where payday loans are authorised, such as California and Florida. Some states have prohibited payday loans, which is why we don’t offer loans in states such as New York and New Jersey, where such regulations apply.
Am I Eligible to Get Money Now With Dime Alley?
As long as you meet the following requirements, Dime Alley can help you get money now:
- Over 18 years old
- Hold American citizenship
- Have a checking account for us to deposit your funds into
- Have a minimum monthly income of $800
- Steadily employed
Our Other Products
Why Should I Use Dime Alley to Get Money Now?
When you need money now, Dime Alley’s quick and efficient approach can streamline this process for you.
With Dime Alley, you can apply online at any time, and you will encounter no hidden fees. Your application will take you less than 5 minutes to complete and you will receive an instant decision on screen. Once a few further checks have been carried out, your funds will be deposited into your checking account within the next working day.
We only work with trusted lenders, to make sure that you are protected when working with us.
If you are looking for a reliable loan quickly – Dime Alley could be the perfect lending partner!
How Can I Apply for Money with Dime Alley?
You can apply for money, cash loans with Dime Alley, just click ‘get started’ today to begin our quick, easy and free application process.
You should only do this if you are confident that taking out a loan is the best option for you. If you could find support through friends or family, this could be a safer alternative. If you decide that a loan is what you need right now, we would be thrilled to help you secure your funds. We will ask for a few details, such as your date of birth, how much you hope to borrow, how long for, and your employment status.
Fill out our quick and easy online application today to get started. Our application process is completely free. If your application with us is approved, we will receive a commission from your lender.
How Do Repayments Work with Dime Alley?
With Dime Alley, you can secure a loan to be repaid between 1 and 60 months. In this time, repayments are usually made on a monthly basis, and in equal installments.
You and your lender will decide on a date which is typically your pay day. On this day each month, money will be withdrawn from your checking account. You will be reminded of this so that you aren’t surprised when you see a cash withdrawal.
Before applying for a loan with Dime Alley, you should consider how you intend to repay your loan and be confident that you can. Failing to repay your loan as you have agreed that you will could damage your credit score, which can have long term implications.
What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
Frequently Asked Questions
Do I Need a Perfect Credit Score to Get a Loan?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
Was this helpful?
I Need Money Now-How Much Can I Get?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Was this helpful?
How Long is a Typical Repayment Period?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
Was this helpful?
Will Dime Alley Charge Me Fees?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Was this helpful?
Can I Get a Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Was this helpful?
Is Dime Alley a Broker or Lender?
Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
Was this helpful?