Dime Alley’s service allows you to apply online and receive a loan the very same day. With our online, free, quick and easy application, you can submit a loan request in less than five minutes!
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
Where Can I Get An Online Loan?
If you are in the US and in need of financial help, Dime Alley is here for you! You can apply for a loan from $100 up to $35,000 which will be deposited into your checking account the very same day.
We can provide you with a loan wherever you are in the US, in line with state and federal regulation.
What Is An Online Loan?
Dime Alley offers loans which you can achieve via an entirely online process. With our service, you can apply online and be connected to a lender who can offer you the best available rates. Within 24 hours of applying, you can have your funds in your account, without even leaving home!
This means that you can get your hands on your much-needed money without venturing to a bank, credit union or store. Paperwork is minimal and everything is filled out online, making the process seamless and convenient!
Can I Get An Online Loan The Same Day?
In some cases you can receive your funds the very same day that you submit your application.
We know that when you need money fast, you simply want to get everything in order and the money in your account. That is why at Dime Alley, we pride ourselves on how quickly we turn your application into cash.
We aim to have your money in your account within 1 working day of applying. In special cases, you may be able to receive your money faster than that. Due to certain checks we need to carry out, we can’t always provide you with your loan that quickly – but as soon as we can get your money to you, we will!
What If My Credit Record Isn’t Perfect?
If you haven’t had a perfect financial past, don’t worry!
Most of our trusted lenders will carry out some sort of credit check prior to agreeing to being your lending partner. This is because they need to understand your financial story before becoming a part of it. Even so, many of our lenders are committed to helping consumers who haven’t had perfect histories. They want to help you get back on your feet!
As well as this, Dime Alley can offer no credit check loans too. With these, our lenders will hinge their decision on your employment status, income, age and other factors rather than your credit score.
Are Your Lenders Regulated?
Absolutely! Our priority is our consumers and making sure that you are protected at all times. That is why the panel of lenders we work with work in accordance to all state and federal regulations.
This means that you can sit back and know that you are in safe hands!
How Do I Repay My Online Loan?
Easily! When you take out a loan with us, you will agree a date with your lender, which for most people is their payday. On this date each month you will have an installment of your payment withdrawn from your checking account. This will continue for however many months your loan repayment agreement is for.
- Can I get a Payday Loan with Bad Credit?
- How Much Can I Borrow?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a Payday Loan with No Credit Check?
- Is Dime Alley a Broker?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.