Dime Alley can help you to find a payday loan in Alabama that suits your financial situation, whether you are in Birmingham, Huntsville or Montgomery!
With Dime Alley, you could borrow as little as $100 or as much as $35,000 to help you through your time of financial need, and receive the funds in as soon as one hour!
Responsibility
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
Soft Search
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
Where Can I Get a Payday Loan in Alabama?
With Dime Alley, no matter which major town or city in Alabama you live in, we cover them all! We will help you to find a lender and plan that personally suits you, and it is all done completely online and hassle-free! As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores to find you the best approval and most competitive rate.
Therefore, if you are thinking about going to lots of different payday lenders and waiting for your application to be approved, think again! With Dime Alley, we process everything for you quickly and hassle-free, and, if approved, you could be receiving your loan in less than 24 hours.
Am I Eligible for a Payday Loan in Alabama?
In order to qualify for a payday loan in Alabama, there are a few simple criteria that to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
What Should I Consider Before Getting a Payday Loan in Alabama?
You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your Alabama payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
How Long Will it Take to Get a Payday Loan in Alabama?
Receiving a payday loan in Alabama could take as little as an hour, or sometimes as soon as the next business day!
With Dime Alley, your online form is sent to lenders across Alabama, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
Where You Can Find Us in Alabama
Does Dime Alley offer Payday Loans in Birmingham, Huntsville and Montgomery?
Yes! Dime Alley offers payday loans in Birmingham, Huntsville and Montgomery, as well as all other major towns and cities in Alabama. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!
We proudly cover all areas of Alabama, including Birmingham, Huntsville, Montgomery, Mobile, Tuscaloosa, Hoover, Dothan, Auburn and more!
FAQs on Payday Loans in Alabama
- Can I get a Payday Loan with Bad Credit?
- How Much Can I Borrow?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a Payday Loan with No Credit Check?
- Is Dime Alley a Broker?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.