Get The Best Rates On Payday Loans In California, CA - Borrow $500, $1000, $1500 - Apply Online Today!

Get a California, CA Payday Loan with Dime Alley in Los Angeles, San Diego, San Francisco or even SoCal. Apply Online and Borrow from $100 to $35,000. Once approved, receive your funds by the next business day. Repay your payday loan or installment loan in 3, 6, 9 or 12 months.

Our 3-step process to get your Payday Loan in California, CA:

Step 1: Apply Online Today

Step 2: Wait to Hear Back

Step 3: Get Your Loan!

Finding the Right Loan For You

 

At Dime Alley, we put our customers first. Depending on your credit history and personal needs, we can match you with the right lender for you.

Getting a Fair Rate

 

As a broker, we screen our lenders to ensure they are lending responsibly and are offering you the fairest rate.

We’ll Only Do a Soft Check

 

With our soft search loans, we can ensure that we’re checking your credit history without leaving a footprint!

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Where Can I Get a Payday Loan in California, CA?

 

You can apply for a payday loan in any town or city in California, CA with Dime Alley! We will help you to find a lender and plan that personally suits you, and the process is fully online and hassle-free!

As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores to find you the best approval and most competitive rate.

If you are thinking about going to lots of different payday lenders and waiting for your application to be approved, think again! With Dime Alley, we process everything for you quickly and hassle-free, and, if approved, you could get your loan in less than 24 hours.

Where Can I Get a Loan in California, CA?

Anaheim
Antioch
Bakersfield
Berkeley
Burbank
Carlsbad
Chico
Chula Vista
Clovis
Concord
Corona
Costa Mesa
Daly City
Downey
East Los Angeles
El Cajon
El Monte
Elk Grove (incl. Laguna)
Escondido
Fairfield
Fontana
Fremont
Fresno
Fullerton

Garden Grove
Glendale
Hayward
Hesperia
Huntington Beach
Inglewood
Irvine
Jurupa Valley
Lancaster
Long Beach
Los Angeles
Menifee
Modesto
Moreno Valley
Murrieta
Norwalk
Oakland
Oceanside
Ontario
Orange
Oxnard
Palmdale
Pasadena
Pomona
Rancho Cucamonga
Rialto
Richmond
Riverside
Roseville

Sacramento
Salinas
San Bernardino
San Buenaventura (Ventura)
San Diego
San Francisco
San Jose
San Mateo
Santa Ana
Santa Clara
Santa Clarita
Santa Maria
Santa Rosa
Simi Valley
Stockton
Sunnyvale
Temecula
Thousand Oaks
Torrance
Vacaville
Vallejo
Victorville
Visalia
West Covina

Can I get Payday Loans in LA, San Fran and San Diego?

 

Yes! Dime Alley offers payday loans in LA, San Francisco, San Diego, as well as all other major towns and cities in California. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!

We proudly cover all areas of California, including Anaheim, Bakersfield, Corona, Denton, Escondido, Modesto, North Hills, Ontario, Orange, Sacramento and Stockton.

Am I Eligible for a Payday Loan in California, CA?

 

In order to qualify for a payday loan in California, CA, there are only a few simple criteria that you need to meet to have a chance at being approved!

  • You must be a US resident, over the age of 18.
  • You should have a stable, regular income, earning a minimum of $800 per month.
  • You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
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How Long Will it Take to Get a Payday Loan in California, CA?

 

Receiving a payday loan in California could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across California, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

What to Consider Before Getting a Payday Loan in CA

 

You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your California payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

FAQs on Payday Loans in California

If you have a bad credit score, don’t worry – you can still get a payday loan in California!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

With California payday loans, lenders can offer a loan (called a “deferred deposit transaction”) of up to $300 for a term of up to 31 days. A borrower can have only one payday loan outstanding at any given time.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.

The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.

In California, the interest rate cap on payday loans is 460%.