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Payday Loans in Colorado and Denver, CO
Apply Online Below!

Get a payday loan in Colorado, CO with Dime Alley to suits your financial situation, whether you are in Denver, Colorado Springs or anywhere else in the state. Borrow $300, $500 or $1,000 to help you through your time of financial need. Apply online today and receive your funds in as soon as 1 hour!

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How to Apply for Payday Loans in Denver and Colorado in 3 Steps :

Step 1: Apply Online Today

Apply Now →

Step 2: Some Quick Checks

Step 3: Receive Your Loan

Why Choose Dime Alley for Payday Loans in Colorado?

Dime Alley can offer you a fast and easy way to get a Payday Loan in Colorado. Using our loans connection service, we can help find a lender that suits your needs, and, if accepted, you could receive your funds within minutes!

Payday Loans can be a great option to tide you over until your next payday in your time of financial stress. We all have financial difficulties from time-to-time, but rest assured, Dime Alley will help every step of the way.

Am I Eligible for a Payday Loan in Colorado?

In order to qualify for a payday loan in Colorado, there are only a few simple criteria that you need to meet to have a chance at being approved!

  • You must be a US resident, over the age of 18.
  • You should have a stable, regular income, earning a minimum of $800 per month.
  • You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).

Does Dime Alley Offer Payday Loans in Denver?

Yes! Dime Alley offers payday loans in Denver, as well as all other major towns and cities in Colorado. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!

We proudly cover all areas of Colorado, including Denver, Colorado Springs, Aurora, Aspen, Boulder and more!

Can I Get a Payday Loan with Bad Credit in Denver?

If you are looking for loans for bad credit in Denver and Colorado, we have a number of affordable options across payday, unsecured, secured, title loans, credit unions, apps, stores and more. We work with a diverse range of lenders and many of whom specialise in loans for people with bad credit histories – and they have a number of options for you.

As long as you are regularly employed and have a steady flow of income coming in, you can certainly borrow money today and get the loan you need. In some cases, you may need to provide proof of income or a bank statement, and in cases you may need your home or car as some form of collateral.

Whilst you may be looking for loans without credit checks, we have a number of options for those with very bad and poor credit scores.

Does Dime Alley Offer Loans in Colorado With Instant and Guaranteed Approval?

Yes, when you make a loan request, we will be processing thousands of data points to give you an instant approval right away. You will see the loan offer pop up and you can choose to proceed if you wish.

We are able to provide an offer for all enquiries and types of customer, including those with very good credit and those with no credit at all. You application will always be subject to further checks and once approved, you can receive your loan on the same day of applying.

How Long Will it Take to Get a Payday Loan in Colorado?

Receiving a payday loan in Colorado could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across Colorado, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

What to Consider Before Getting a Loan in Colorado?

You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your Colorado payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

How Much Does a $300 Payday Loan in Colorado Cost?

Borrow $300 over a two-week term, will cost $345 ($15 per $100) based on a representative APR of 400%.


Useful Guides

Can I cancel my payday loan at any time?

What are the price caps in each state?

What are payday loans used for?

What happens if I cannot repay my payday loan?

What is the regulation for payday loans in America?

Rules and Regulations for Payday Loans in Colorado

  • Legal Status: Legal
  • Maximum Loan Amount: $500
  • Minimum Loan Term:Not specified
  • Maximum Loan Term: 180 days
  • Number of Rollovers Allowed:1
  • Cooling-off Period: 7 days
  • Installment Loans allowed: Yes
  • Interest Rate (APR): ~36%

Check Your Eligibility With No Upfront Fees

Representative 400% APR
Subject to status. T&Cs apply.^

How it Works


Direct Lenders

We work with direct lenders who will process your loan request from start to finish, so you know exactly who you are working with and there are no other middleman involved.


Instant Approval

You will receive an instant decision on the screen with a quote and you have the choice to proceed, with no fees or obligation!


Guaranteed Loans

We have a loan option for everyone who applies, whether they have bad credit or prefer no credit checks, we have unsecured and secured options for everyone.

Where Can I Get a Loan in Colorado, CO?

  • Aspen
  • Arvada
  • Aurora
  • Black Hawk
  • Boulder
  • Breckenridge
  • Broomfield
  • Canon City
  • Carbondale
  • Castle Rock
  • Centennial
  • Clifton
  • Colorado Springs
  • Commerce City
  • Craig
  • Cripple Creek
  • Crested Butte
  • Delta
  • Denver
  • Durango
  • Edgewater
  • Edwards
  • Estes Park
  • Evergreen
  • Fairplay
  • Florence
  • Fort Collins
  • Glenwood Springs
  • Golden
  • Grand Junction
  • Greeley
  • Greenwood Village
  • Highlands Ranch
  • Idaho Springs
  • Lafayette
  • Lakewood
  • Leadville
  • Littleton
  • Longmont
  • Loveland
  • Manitou Springs
  • Northglenn
  • Ouray
  • Pagosa Springs
  • Parker
  • Penrose
  • Pueblo
  • Rifle
  • Salida
  • Silverton
  • Steamboat Springs
  • Sterling
  • Telluride
  • Thornton
  • Vail
  • Westminster
  • Winter Park
  • Wheat Ridge
  • Woodland Park


How Much Can I Borrow in Colorado?

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability. Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

Is There a Limit on The Number of Loans I Can Take Out in Colorado?

In the state of Colorado, a consumer is allowed to take several loans (there is no set limit) but the outstanding loan amount should not exceed $500 and there should be a cooling-off period of 30 days between loans. The maximum amount is $500 (total) that can be given for no shorter than 6 months.

Does Dime Alley Charge Fees For Applying?

No! We will never charge fees for using our service. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

What is the Price Cap on Colorado Loans?

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan. In Colorado, the price cap is set at 36% by the State. Interest caps mean that loan companies are less likely to profit from borrowers and they can receive more protection and can save significant amounts when they borrow money online.

How Fast Can I Receive My Loan?

Small loans are often available within 1 to 24 hours, but larger loans of $2,000 or $5,000 can take a little longer or up to 48 hours, just in case there are more checks that need to be carried out.

Is Dime Alley a Direct Lender or Broker?

Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly and don’t charge you any fees. Instead, we connect you to a lender best suited to your situation from our trusted panel.