Apply Today For The Best Payday Loans in Indiana, IN
Borrow Online Now and Repay in 1, 6, 9 or 12 Months
Get the Best Rates on Online Payday Loans in Indiana, IN, Fort Wayne or Indianapolis with Dime Alley ASAP. Apply online today with our quick and easy online application form, for anywhere from $100 to $35,000, and you could receive the funds in as soon as one hour!
Our 3-Step Process To Get Your Indiana Online Payday Loan
What Are The Regulations On Payday Loans in Indiana?
| Are Payday Loans Legal? | Yes |
| Maximum Loan Amount | $550 |
| Minimum Loan Amount | $50 |
| Minimum Loan Term | 14 days |
| Maximum Loan Term | Not specified |
| Price Cap | 391% |
| No. of Rollovers Allowed | 0 |
| No. of Outsanding Loans |
1 loan from 1 lender but 2 loans in total
|
| Finance Charges |
$250-$400 loan amount = 13% fee$400-$550 loan amount = 10% fee
|
| Statute of Limitations |
6 years from the last payment
|
How Long Does it Take to Get a Payday Loan in Indiana?
You could receive your payday loan in Indiana, IN, in as little as an hour, or as soon as the next business day! With Dime Alley, your online form is sent to lenders across Indiana, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
Can I Get a Car Title Loan in Indiana?
Yes, you can get a Title Loan in Indiana!
Auto loans in Indiana work similarly to title loans in other states although Indiana has stricter laws which protect you, the borrower.
Generally, title loans work by providing a loan amount of 25% to 50% of the vehicle’s value and using your vehicle as collateral. Because they are secured loans, the lender can repossess the car if you fail to meet the terms of the loan.
Where Can I Get a Payday Loan in Indiana?
You can get a Payday Loan anywhere in Indiana, IN, from Indianapolis, Fort Wayne, Evansville or anywhere else in the state. Searching for a loan can be time-consuming, but with Dime Alley, we do the hard work for you and will never charge you a fee for using our services.
We offer a fully online experience with no fees for submitting a form. With Dime Alley, you can request a loan amount of up to $35,000 and even receive same-day funding! You can get a loan payday loan, even with bad credit.
At Dime Alley, we work with direct lending companies which serve all over Indiana, giving you access to all of their services. Your payday loan request can be completed entirely online without leaving the house, saving you valuable time. Just choose the amount you are looking to loan from $100 to $35,000, and your repayment terms and let Dime Alley do the rest.
Where Can I
Borrow Money Near Me?
We proudly operate in the following US states:
Am I Eligible for a Payday Loan in Indiana?
In order to qualify for a payday loan in Indiana, there are only a few simple criteria that you need to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
What Should I Consider Before Getting a Payday Loan in Indiana?
You should first check that you meet the eligibility criteria (see above) before you apply and make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
What People Say About Us
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
“Dime Alley helped me when I had an emergency. It was fast, simple and effective and I would recommend them to anyone who needs a loan.”
Jane, Nevada, November 2022
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
More Frequently Asked Questions
How Much Can I Borrow with Dime Alley in Indiana?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.There is some regulation specific to Indiana, however. State laws regulate the maximum Payday Loan amounts. In Indiana, you may receive $50 to $660 in stores or $100 to $660 online.
Can I get a Payday Loan with Bad Credit in Indiana?
If you have a bad credit score, don’t worry – you can still get a payday loan!With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
How Many Loans can I have at Once in Indiana?
In Indiana, regulation states that borrowers are not allowed to get more than two loans at one time, and these loans should be from different lenders.
However, Dime Alley will happily connect you to two different lenders if your financial situation calls for an additional loan!
Does Dime Alley Charge Fees to Apply?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Can I Get a Payday Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Does Indiana have a Price Cap on Payday Loans?
A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.
The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.
In Indiana, the price cap is currently set at a rate of 382%.