If you are looking to get a payday loan in Indiana, Dime Alley is here to help.
Apply through our quick and straightforward online application form today, for anywhere from $100 to $35,000, and you could receive the funds in as soon as one hour!
Our 3-step process to put your mind at ease when taking out your payday loan.
1. Complete Our Easy Application Form
Our application form literally takes 5 minutes to complete!
2. Get an Instant On-Screen Decision
Once you’ve submitted your form, as long as you pass the eligibility criteria, you could see your application be accepted instantly!
3. Wait For Your Cash to Come In
Your cash could be in your account as quickly as one hour after being accepted!
Where Can I Get a Payday Loan in Indiana?
Dime Alley can help you find payday loans anywhere in Indiana. Searching for a loan manually can be time-consuming, and if you’re in a hurry, you can’t afford to spend time comparing rates and terms. Dime Alley does the hard work for you and will never charge you a fee for using our services.
We offer a fully online experience with no fees for submitting a form. With Dime Alley, you can request a loan amount of up to $35,000 and even receive same-day funding! You can get a loan payday loan, even with bad credit.
At Dime Alley, we work with direct lending companies which serve all over Indiana, giving you access to all of their services. Your payday loan request can be completed entirely online without leaving the house, saving you valuable time. Just choose the amount you are looking to loan from $100 to $35,000, and your repayment terms and let Dime Alley do the rest.
Am I Eligible for a Payday Loan in Indiana?
In order to qualify for a payday loan in Indiana, there are only a few simple criteria that you need to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
What Should I Consider Before Getting a Payday Loan in Indiana?
You should first check that you meet the eligibility criteria (see above) before you apply and make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
How Long Will it Take to get a Payday Loan in Indiana?
Receiving a payday loan in Indiana could take as little as an hour, or sometimes as soon as the next business day! With Dime Alley, your online form is sent to lenders across Indiana, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
Where Can I Find Dime Alley Loans in Indiana?
FAQs on Payday Loans in Indiana
- How Much Can I Borrow with Dime Alley in Indiana??
- Can I get a Payday Loan with Bad Credit in Indiana?
- How Many Loans can I have at Once in Indiana?
- Does Dime Alley Charge Fees to Apply?
- Can I Get a Payday Loan with No Credit Check?
- Does Indiana have a Price Cap on Payday Loans?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.There is some regulation specific to Indiana, however. State laws regulate the maximum Payday Loan amounts. In Indiana, you may receive $50 to $660 in stores or $100 to $660 online.
If you have a bad credit score, don’t worry – you can still get a payday loan!With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
In Indiana, regulation states that borrowers are not allowed to get more than two loans at one time, and these loans should be from different lenders.
However, Dime Alley will happily connect you to two different lenders if your financial situation calls for an additional loan!
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.
The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.
In Indiana, the price cap is currently set at a rate of 382%.