| Are Payday Loans Legal? | Yes |
| Maximum Loan Amount | $550 |
| Minimum Loan Amount | $50 |
| Minimum Loan Term | 14 days |
| Maximum Loan Term | Not specified |
| Price Cap | 391% |
| No. of Rollovers Allowed | 0 |
| No. of Outsanding Loans | 1 loan from 1 lender but 2 loans in total |
| Finance Charges | $250-$400 loan amount = 13% fee$400-$550 loan amount = 10% fee |
| Statute of Limitations | 6 years from the last payment |
Apply Today For The Best Payday Loans in Indiana, IN - Borrow Online Now and Repay in 1, 6, 9 or 12 Months
Get the Best Rates on Payday Loans in Indiana, IN, Fort Wayne or Indianapolis with Dime Alley ASAP. Apply online today with our quick and easy online application form, for anywhere from $100 to $35,000, and you could receive the funds in as soon as one hour!
Our 3-Step Process To Get Your Indiana Payday Loan
Step 1: Apply Online Today
Our application form literally takes 5 minutes to complete!
Step 2: Instant On-Screen Decision
Once you’ve submitted your form, you could be accepted instantly!
Step 3: Wait For Your Cash
Your cash could be in your account in as soon as 1 hour!
Indiana IN Payday Loan Regulations
Where Can I Get a Payday Loan in Indiana?
You can get a Payday Loan anywhere in Indiana, IN, from Indianapolis, Fort Wayne, Evansville or anywhere else in the state. Searching for a loan can be time-consuming, but with Dime Alley, we do the hard work for you and will never charge you a fee for using our services.
We offer a fully online experience with no fees for submitting a form. With Dime Alley, you can request a loan amount of up to $35,000 and even receive same-day funding! You can get a loan payday loan, even with bad credit.
At Dime Alley, we work with direct lending companies which serve all over Indiana, giving you access to all of their services. Your payday loan request can be completed entirely online without leaving the house, saving you valuable time. Just choose the amount you are looking to loan from $100 to $35,000, and your repayment terms and let Dime Alley do the rest.
Anderson
Avon
Bloomington
Brownsburg
Carmel
Clarksville
Columbus
Crawfordsville
Crown Point
Dyer
East Chicago
Elkhart
Evansville
Fishers
Fort Wayne
Frankfort
Franklin
Gary
Goshen
Granger
Greenfield
Greenwood
Griffith
Hammond
Highland town
Hobart
Huntington
Indianapolis
Jasper
Jeffersonville
Kokomo
La Porte
Lafayette
Lawrence
Lebanon
Logansport
Marion
Merrillville
Michigan City
Mishawaka
Muncie
Munster
New Albany
New Castle
Noblesville
Plainfield
Portage
Richmond
Schererville
Seymour
Shelbyville
South Bend
St. John
Terre Haute
Valparaiso
Vincennes
Warsaw
West Lafayette
Westfield
Zionsville
Am I Eligible for a Payday Loan in Indiana?
In order to qualify for a payday loan in Indiana, there are only a few simple criteria that you need to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
What Should I Consider Before Getting a Payday Loan in Indiana?
You should first check that you meet the eligibility criteria (see above) before you apply and make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
How Long Does it Take to Get a Payday Loan in Indiana?
You could receive your payday loan in Indiana, IN, in as little as an hour, or as soon as the next business day! With Dime Alley, your online form is sent to lenders across Indiana, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
Where Can I Get a Payday Loan in Indiana, IN?
FAQs on Payday Loans in Indiana, IN
- How Much Can I Borrow with Dime Alley in Indiana??
- Can I get a Payday Loan with Bad Credit in Indiana?
- How Many Loans can I have at Once in Indiana?
- Does Dime Alley Charge Fees to Apply?
- Can I Get a Payday Loan with No Credit Check?
- Does Indiana have a Price Cap on Payday Loans?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.There is some regulation specific to Indiana, however. State laws regulate the maximum Payday Loan amounts. In Indiana, you may receive $50 to $660 in stores or $100 to $660 online.
If you have a bad credit score, don’t worry – you can still get a payday loan!With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
In Indiana, regulation states that borrowers are not allowed to get more than two loans at one time, and these loans should be from different lenders.
However, Dime Alley will happily connect you to two different lenders if your financial situation calls for an additional loan!
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.
The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.
In Indiana, the price cap is currently set at a rate of 382%.