From Mason City to Burlington and anywhere in between, you can find a payday loan with Dime Alley. You can request any amount from $100 to $35,000 and the money could be in your account in the next business day!
Why Choose Dime Alley for Payday Loans in Iowa?
Use Dime Alley for a fast and straightforward way for you to get a Payday Loan from your home in Iowa. Using our loans connection service, we can help find a lender that suits your needs, and, if accepted, you could receive your funds within 24 hours!
Payday Loans can be a great option to tide you over until your next payday in your time of financial stress. We all have financial difficulties from time-to-time, but rest assured, Dime Alley will help every step of the way.
Our 3-step process to put your mind at ease when taking out your payday loan.
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
Where Can I Get a Payday Loan in Iowa?
With Dime Alley, no matter which major town or city in Iowa you live in, we cover them all! We will help you to find a lender and plan that personally suits you, and it is all done completely online and hassle-free!
As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores to find you the best approval and most competitive rate.
Therefore, if you are thinking about going to lots of different payday lenders and waiting for your application to be approved, think again! With Dime Alley, we process everything for you quickly and hassle-free, and, if approved, you could be receiving your loan in less than 24 hours.
Am I Eligible for a Payday Loan in Iowa?
In order to qualify for a payday loan in Iowa, there are a few simple criteria that to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
What is the Maximum Amount I Can Borrow in Iowa with Dime Alley?
When you request a payday loan in Iowa with Dime Alley, you can select any amount between $100 and $35,000. It’s best to make sure that you don’t borrow too much or too little for your needs. If you are facing an unexpected expense, it is essential that you cover the cost sufficiently.
But, if you choose to borrow more than is necessary, you may find yourself unable to meet the repayments. When considering your request, lenders in Iowa only perform a soft credit check so inquiring will have no effect on your credit rating.
How Quickly Will I Receive my Payday Loan in Iowa?
We’ll do our best to get your Iowa payday loan into your bank account as soon as possible. Most people searching for a payday loan are in an urgent financial situation. Whatever circumstances you are facing, home repairs, increased monthly bills or a late paycheck, completing the short online form is the first step in the right direction.
To get your payday loan in Iowa as quickly as possible, have your bank details ready to go.
Our online loan request process is designed to be quick and takes just a few minutes to complete. We work with lenders from all across Iowa to find you funding. You’ll see instant decisions from lenders around Iowa on your loan request.
Once accepted, the loan will be paid into your bank account the very same day in one lump sum. Wherever you live in Iowa, you can get a fast and efficient payday loan. Your loan could arrive in your account in as little as one hour!
Where You Can Find Us in Iowa
FAQs on Payday Loans in Iowa
- Can I get a Payday Loan with Bad Credit?
- How Much Can I Borrow?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a Payday Loan with No Credit Check?
- Is Dime Alley a Broker?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.