Get Payday Loans in Kentucky KY

Apply Now and Borrow $500, $1000 or $2000 Online Today!

For Payday Loans, Installment Loans or Cash Advances in Kentucky, we offer the best rates in all areas including Louisville, Lexington and Frankfort. Complete our online form in less than 5 minutes and receive an instant approval on the screen – and we have bad credit and no credit check options too!

Payday Loans in Kentucky

How To Apply For Payday Loans in Kentucky KY

Step 1: Apply Online Today
Apply using our form
Step 2: Wait to Hear Back
The same day or within 24 hours.

Step 3: Receive your $1,500
Receive funds into your account in 1 hour!

Payday Loans in Kentucky Rules and Regulations

Are Payday Loans Legal? Yes
Maximum Loan Amount $500
Minimum Loan Term 14 days
Maximum Loan Term 60 days
Price Cap 469%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed 2
Finance Charges
$15 fee per $100 of principal

Can I Get a Car Title Loan or Auto Loan in Kentucky?

Yes, you can get a Car Title Loan in Louisville, Lexington or any other city, county or town in Kentucky KY!

Title loans in Kentucky work similarly to title loans in other states although Kentucky has some individual state laws which protect you, the borrower.

Generally, title loans work by providing a loan amount of 25% to 50% of the vehicle’s value and using your vehicle as collateral. Because they are secured loans, the lender can repossess the car if you fail to meet the terms of the loan.

Why Choose Dime Alley for Payday Loans in Kentucky?

Dime Alley offers a quick, easy, hassle-free way to get a Payday Loan in Kentucky. Using our loans connection service, we can help find a lender that suits your needs, and, if accepted, you will receive your funds ASAP!

Payday Loans can be a great option to tide you over until your next payday in your time of financial stress. We all have financial difficulties from time-to-time, but rest assured, Dime Alley will help every step of the way.

Am I Eligible for a Payday Loan in Kentucky?

In order to qualify for a payday loan in Kentucky, there are a few simple criteria that  to meet to have a chance at being approved!

  • You must be a US resident, over the age of 18.
  • You should have a stable, regular income, earning a minimum of $800 per month.
  • You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).

Where Can I Get a Payday Loan in Kentucky?

With Dime Alley, you can get a payday loan in Louisville, Lexington or anywhere else in the state of Kentucky, completely online! We make the application process quick and hassle-free, and do our best to find a lender to suit your personal needs.

As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores to find you the best approval and most competitive rate. You could have the loan in your account in as little as an hour!

How Long Will it Take to Get a Payday Loan in Kentucky?

Receiving a payday loan in Kentucky could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across Kentucky, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

What Should I Consider Before Getting a Payday Loan in Kentucky?

You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your Kentucky payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

Payday Loans
We offer our customers payday loans with reputable lenders who offer a fair loan to suit your financial needs.
Soft Search Loans
Dime Alley also provides the option to apply for a soft search loan – we won’t leave any footprint on your credit history.
Same Day Loans
When you apply with Dime Alley, your money could appear in your account in as soon as one hour!

Can I Get a Title Loan in Kentucky with Bad Credit?

Yes, you can get title loans with bad credit when you apply with Dime Alley.

Our lenders work with borrowers with all kinds of credit scores and histories – good and bad – so don’t let a poor credit score stop you from applying online today.

In fact, if you have bad credit and get an auto loan with Dime Alley, if you make sure you repay your loan on-time and in full, it could actually help to improve your credit score! This is because our lenders and any future lenders will see that you are a responsible borrower.

Can I Get a Same Day Loan in Kentucky with Bad Credit?

Yes, Dime Alley can facilitate bad credit loans on the same day of applying. The entire process is online and you can apply 24 hours a day, 7 days a week, using your desktop, mobile or tablet.

Once approved and you have passed all the credit and affordability checks, you could have access to your funds within a matter of hours. To boost your chances of getting an emergency same day loan, try to apply during office hours and make sure that all your information such as income and expenses are ready and prepared.

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More Frequently Asked Questions

How many Payday Loans can I get in Kentucky?

In Kentucky, a payday lender can charge no more than $15 per $100 in credit, and state law restricts borrowers to no more than two loans at a time, or a cumulative $500 cap

Is There a Price Cap on Personal Loans in Kentucky?

The price cap on loans in Kentucky is currently set at 469%.

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.

What is the Repayment Period on my Payday Loan in Kentucky?

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

Am I Charged a Fee for using Dime Alley?

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Can I Get a Payday Loan or Installment Loan in Kentucky with Bad Credit?

Absolutely you can! Dime Alley offers a variety of loans for people with all sorts of different financial histories – you absolutely do not need a perfect credit score to apply for a loan with us.

We will aim to match you with a lender who is the right fit for your financial situation.

Is There a Maximum Amount on Payday Loans in Kentucky?

In the state of Kentucky, the maximum payday loan amount is $500. The maximum loan term is 60 days.

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