Home » Payday Loans » Manitoba

Apply Online For a Payday Loan in Manitoba and Winnipeg

Choose Dime Alley for the best rates on payday loans in Manitoba. The simple online process can help you get a payday loan that suits your needs. There are even options for borrowers with bad credit or seeking no credit check loans. Click ‘Apply Now’ now to begin your application and you could receive funds in your account within 1 hour, 24 hours or by the next business day. It is free to apply!

winnipeg payday loans

How To Apply For Payday Loans in Manitoba In 3 Simple Steps:

Step 1: Fill In The Simple Online Application Form

It takes just 5 minutes to fill in our online application. Let us know how much you are looking to borrow and for how long, and we will work to match you with a lender in Manitoba.

Step 2: Receive An Instant Offer On Your Screen

You can apply from wherever you live in Manitoba and receive an offer with the most competitive rates in your location, even if you have a bad credit history.

Step 3: Get Money In Your Live Checking Account

After some further simple questions from your lender, you can choose to accept the terms of your loan. If approved, you could have access to funds within the hour!

Why Should I Choose Dime Alley For Payday Loans in Manitoba?

We understand that sometimes things don’t always go to plan with your finances, and life can throw unexpected bills your way such as medical bills, pet care and housing repairs. You might find yourself short for the month and needing some extra money to cover you until your next payday – Dime Alley can offer you a quick way to secure the funds you need.

Our fully online service works to match you with direct lenders in Manitoba. Whether you are in Winnipeg, Brandon or Springfield, we can get you an instant response to your application. If approved, you could have $100, $500 or $1000 in your account the same day you apply, or by the next business day.

How Do Repayments Work For My Payday Loan?

The repayment terms of your loan will be decided upon with your chosen lender. There are different options available depending on how much you are looking to borrow. Repayments will be collected from your live checking account automatically on an agreed date, meaning the process is made as hassle-fee as possible.

If you are taking out a small loan of $100, $300 or $500, you might choose to repay your loan in one payment with your next paycheck. For larger loans, you could look to break your repayments into more manageable monthly installments (see installment loans).

Of course there is always the option to repay your loan early which could save you money on interest in the long run. Always discuss any changes you wish to make with your direct lender.

Am I Eligible For a Payday Loan in Manitoba and Winnipeg?

To be eligible for a payday loan in Manitoba, there are a few simple criteria that you must fit:

  • You must be a Canadian citizen
  • You must be over the age of 18
  • You must in stable employment with a regular income
  • You must earn a $800 per month
  • You must have a live checking account for your loan to be deposited into

What Are The Regulations For a Payday Loan in Manitoba?

Min Amount $100
Max Amount $1,500
APR 443%
Cost Per $100 $17
Bad Credit Yes
Same Day Funding Yes
Legal in Manitoba? Yes
Max Term 62 Days

How Much Will a Payday Loan Cost in Manitoba?

In order to help you  consider whether a payday loan is the right option for your current financial needs, an example cost for your loan is as follows:

Borrow $500 over a 14-day term, will cost $575 (fees are $75) based on a APR of 443%.

Where Can I Find a Payday Loan in Manitoba and Winnipeg?

With a fully online service, Dime Alley searches for the best payday loan rates across Manitoba and gives you an instant decision, saving you time to focus on getting yourself back on your feet financially. There are no upfront fees and there will be no impact on your credit score. We can help find a loan in the following locations:



Flin Flon


Portage la Prairie






Can I Get a Manitoba Payday Loan With Bad Credit?

Yes, you can still apply for a loan with bad credit with Dime Alley. A number of our partner lenders will prioritize working with borrowers with bad credit as they understand the difficulties that can come with securing a loan.

As long as you meet the other eligibility requirements such as having a regular income and stable employment, you could have access to up to $1,500. Applying through our online application form will not leave any trace on your credit report or affect your ability to apply for future loans.

What Happens If I Cannot Repay My Manitoba Payday Loan?

It is very important to know you can confidently meet the repayments of your loan before you accept a loan offer. Falling behind on your loan repayments can have serious consequences for your credit rating – you might incur late fees, have increased interest added to your loan and it can have a negative impact on your credit score.

If you become aware you will struggle to meet an upcoming repayment for your loan, you must contact your lender as soon as possible. They may be able to come up with a more manageable repayment plan and prevent you from falling into further financial difficulty.

Can I Get a Payday Loan in Winnipeg Without a Credit Check?

If you are stopping yourself from applying for a loan due to your bad credit history, there could be other factors which could be considered other than just your credit rating, such as using your car or home as collateral.

A number of our partner lenders are able to consider loans without credit checks. Do note that a credit check is necessary for the majority of applicants to determine your eligibility for a payday loan and reassures lenders that you will be able to meet your repayments.

Our Other Products

  • Cash Advances

  • Emergency Same Day Loans

  • No Credit Check Loans

  • Home Improvement Loans

What People Say About Us

More Frequently Asked Questions

How Much Can I Borrow In Maritoba?

Dime Alley handles loan applications of between $100 to $35,000 however in Canada, there are regulations in place for each province. In Manitoba, the maximum loan amount is $1,500 or up to 30% of your net pay.

Was this helpful?

Thanks for your feedback!

What Should I Consider Before Applying?

Consider how much you wish to borrow and for how long to be able to cover your urgent financial needs. Make sure you are confident in your ability to meet your repayments on time, and how you will be making your repayments, either through your income or your savings.

Often the interest on payday loans is much higher than other lending options – you could explore borrowing from friends and family if this option is available to you.

Was this helpful?

Thanks for your feedback!

How Fast Is It To Apply?

In just 5 minutes you can fill out our online application and receive an instant offer from one of our reputable lenders. If your application is approved you could have money sent to your bank account the same day as applying, or by the next business day.

Was this helpful?

Thanks for your feedback!

Will I Be Charged On My Payday Loan in Manitoba?

It is free to apply for a loan through Dime Alley. You will be charged a daily or monthly interest on your loan by your lender – in Manitoba the maximum charge for a payday loan is 17% of the amount of the loan.

Was this helpful?

Thanks for your feedback!

Are Payday Loans Legal in Manitoba?

Yes, payday loans are legal in Manitoba

Was this helpful?

Thanks for your feedback!

How Much Does A Payday Loan Cost?

The maximum amount that a lender can charge on a payday loan is $17 per $100 borrowed.

Was this helpful?

Thanks for your feedback!

Was this helpful?

Thanks for your feedback!
Scroll to Top