Get a Payday Loan in Nevada and Las Vegas
Whether you live in Las Vegas or Reno, with Dime Alley you can get Installment Loans or a Payday Loan in Nevada NV the same day! Borrow $600, $800 or $1,000 and if your application is accepted, you could receive your funds in as soon as 1 hour or in up to 24 hours!
Apply For a Payday Loan in Nevada
What are the Rules for Payday Loans in Nevada?
| Are Payday Loans Legal? | Yes |
| Maximum Loan Amount |
25% of borrower’s monthly gross income
|
| Minimum Loan Term | Not specified |
| Maximum Loan Term | 35 days |
| Price Cap | No limit |
| No. of Rollovers Allowed | Not specified |
| No. of Outstanding Loans Allowed | 1 |
| Finance Charges | No limit |
How To Get Payday Loans in Las Vegas, Nevada
If you request a loan through Dime Alley, you can easily find a speedy payday loan in Las Vegas, Reno, or any other part of Nevada.
At Dime Alley, we do the hard work for you; we work with direct lending companies across Maryland to find you a loan. We offer a fully online experience with almost instant decisions to make the process as straightforward as possible. There’s no need to leave the house or approach multiple lenders simply enquire online today and let Dime Alley do the rest.
How Long Does it Take to Get a Payday Loan in Nevada?
The online form is quick and can be done from the comfort of your own home. When requesting a payday loan in Nevada with Dime Alley, you can get same-day funding for your financial emergency.
Don’t waste time visiting your local loan lender and filling out paperwork or searching around for the best loan options. Get started with Dime Alley online today with zero paperwork, and access payday loan options from direct lending companies around Nevada. If you are accepted, a lender will be in touch to get the money in your account as soon as possible. You could receive funds within the hour!
Where Can I Get a Personal Loan in Nevada?
Yes! Dime Alley offers payday loans in Las Vegas as well as all other major towns and cities in Nevada. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!
We proudly cover all areas of Nevada, including Las Vegas, Reno, Carson City, Henderson, Sparks, Elko and more.
Why Choose Dime Alley for Payday Loans in Nevada?
Dime Alley can help you to find a payday loan to suit your needs ASAP if you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill.If your application is accepted, you could receive the money in your account in just a few short hours! We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it!
How Should I Use a Payday Loan in Nevada?
Payday loans are best used for one-off situations such as an unexpected bill or necessary appliance repairs. For more long-term financial difficulties, it’s important to consider alternatives such as borrowing money from family or friends.
You can get a payday loan in Nevada for $100 up to $35,000, and you should think carefully about how much you need. Over-borrowing could make it difficult when facing repayments and under-borrowing may not be sufficient in covering your financial problem. Payday loans in Nevada shouldn’t be used to make repayments on other loans or for frivolous spending.
Can I Get Title Loans in Las Vegas, Nevada?
Yes, you can get a Car Title Loan in Nevada!
Auto loans in Nevada work similarly to title loans in other states although Nevada has certain laws which protect you, the borrower.
Generally, title loans work by providing a loan amount of 25% to 50% of the vehicle’s value and using your vehicle as collateral. Because they are secured loans, the lender can repossess the car if you fail to meet the terms of the loan.
The original length of any auto loan you get cannot be more than 30 days. However, the length may be extended up to six times with each extension still lasting for no longer than 30 days.
You cannot be charged more interest during the extension than during the original loan, and no additional fees may be charged for extending the loan. However, before you can extend the loan you will have to pay the interest.
If you have borrowed $800 at a 25% interest rate and you wish to extend the loan, you will need to pay $200 (25% if 800) before an extension may be granted.
Am I Eligible for a Payday Loan in Las Vegas and Nevada?
Before you request a payday loan, you should consider whether you meet the conditions necessary. Not everyone is eligible for a payday loan in Nevada, so be aware of the requirements and stipulations. There are four main conditions to be eligible:
- You must be a U.S. resident.
- You have to be at least 18 years of age.
- You need to have a consistent income with earnings at a minimum of $800 per month.
- You must have a checking account that your Nevada payday loan can be deposited into.
If you pass all of the above criteria, then feel free to go ahead and apply and we’ll do the rest!
What People Say About Us
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
Nevada Payday Loans | Frequently Asked Questions
Can I Repay my Payday Loan in Nevada Early?
Whether it is a short-term or long-term loan, you always have to option to repay the funds from your payday loan in Nevada early. If it becomes possible, you can pay back the money borrowed early and even save money on interest.
If you become unable to meet your loan payments interest may increase, and this could affect your credit score.
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Can I get a Payday Loan with Bad Credit in Nevada?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
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How Much Can I Borrow in Nevada?
Nevada has no limit on payday loans offered in the state. The maximum loan term is 35 days.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
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What is the Price Cap on Payday Loans in Nevada?
A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.
In Nevada, the price cap on payday loans is currently set at 652%.
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Am I Charged a Fee for using Dime Alley in Nevada?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
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Can I Get a Payday Loan in Nevada with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
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Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
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