Apply For Payday Loans in New Brunswick With Dime Alley
Apply Online Today with Same Day Decision!
If you are looking for a payday loan in New Brunswick including Moncton, Saint John, and Fredericton, Dime Alley offers an entirely online application where you can get an instant decision and get funded within 1 hour.
Apply for a Payday Loan in New Brunswick in 3 Simple Steps:
Can I Get a Payday Loan in New Brunswick if I Have Bad Credit?
Even if you have bad credit, or no credit at all, Dime Alley works with a number of lenders across the province that cater to borrowers with a whole range of credit histories. So even if you have been rejected from banks in the past because of credit, applying for a payday loan today through Dime Alley is still an option for you.
You can also be rest assured that when you apply for a very bad credit loan through Dime Alley will not leave a footprint on your credit report or impact your credit score. Dime Alley uses a soft search approach to ensure that filling out our online application form will not impact your credit rating at all.
What Does a Payday Loan Cost in New Brunswick?
To help you to decide whether a payday loan is right for your current financial situation, below is an example of what a payday loan would cost in New Brunswick:
If you borrowed $500 over 14 days in New Brunswick, you would pay a total of $575 based on an APR of 391%
What Are the Regulations for Payday Loans in New Brunswick?
| Min Amount | $100 |
| Max Amount | $1,500 |
| APR | 391% |
| Cost Per $100 | $15 |
| Bad Credit | Yes |
| Same Day Funding | Yes |
| Legal in New Brunswick? | Yes |
| Max Term | 62 Days |
Am I Eligible for a Payday Loan in New Brunswick?
The eligibility process for a loan in New Brunswick is simple. Before beginning our application form, you should check that you meet the following 5 criteria. In order to be eligible for a payday loan in New Brunswick, you must:
- Be a Canadian citizen
- Be over 18
- Have stable employment with a regular income
- Earn a minimum of $800 per month
- Have a live Canadian checking account for your loan to be deposited into
If you meet these eligibility requirements, start Dime Alley’s simple, fast application process today. You are 5 minutes away from finding a loan that will meet your needs.
How Do Repayments Work?
The terms of any loan in New Brunswick depend upon your agreement with the lender when you accept a loan offer. Generally, a smaller loan will have a shorter timetable for repayment while longer loans will have a more extended repayment schedule, allowing you to repay the loan in installments. In New Brunswick, the maximum loan term for a payday loan is 62 days. Use our simple application process to find a loan with a repayment schedule that suits your financial needs.
Does Dime Alley Charge a Fee?
At Dime Alley, we offer a completely free application process that works to get you an instant decision that will suit your financial needs. There are no upfront fees with Dime Alley and no impact to your credit score.
Can I Secure A Payday Loan In New Brunswick With No Credit Checks?
It is entirely possible that one of our many partners may consider your application with no credit check. However it is important to note that a credit check is often a requirement in order to confirm your eligibility for a loan. Don’t let bad credit history stop you from applying with Dime Alley. We work with a range of lenders that consider a whole host of credit histories. Apply today and you may receive your funds within the hour!
What Happens If I Cannot Repay My Loan?
Before you agree to a Canada payday loan with one of our lenders, you should consider the terms of repayment and whether you will be able to work with those terms. You should consider what you need to borrow and what time frame you need to repay the loan. If you borrow too little, you may end up not having enough to cover your expenses. If you borrow too much, you may struggle to keep up with the repayment plan.
If you cannot pay your loan on time, it is possible that interest could be added to the loan, you may receive late fees, and that your credit score could be affected. Remember that a damaged credit score can make it difficult to secure approval for future loans.
Payday loans should not be used for regular expenses, or to pay off other loans. You should consider using a payment loan only if there is an emergency financial situation that needs to be dealt with quickly.
Where Can I Find Payday Loans in New Brunswick?
At Dime Alley, we partner with lenders all across the province to find you a loan with the most competitive rates available. Because our process is entirely online, you can apply from any city or town in New Brunswick and get an instant decision from a number of lenders. We cater to the whole province, including:
Bathurst
Campbellton
Dieppe
Edmundston
Fredericton
Miramichi
Moncton
Saint John
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What People Say About Us
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
FAQs for Payday Loans in New Brunswick
Is Dime Alley a Direct Lender for Payday Loans in New Brunswick?
No, Dime Alley is a brokerage service that works to connect residents with reputable lenders in New Brunswick. Our partners offer the most competitive rates in the province.
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Can I Apply if I Am Unemployed?
You need to have proof of employment with a stable income in order to apply for a payday loan in New Brunswick.
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How Much Am I Able to Borrow?
Our partners offer loans from $100 up to $35,000. However, in the province of New Brunswick, you are able to borrow up to 30% of your net pay and a maximum of $1,500 for one loan.The loan also must be repaid within 62 days.
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Are Payday Loans Legal in New Brunswick?
Yes, payday loans are legal in New Brunswick.
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How Much Does a Payday Loan Cost in New Brunswick?
The maximum amount that a payday loan company can charge in New Brunswick is $15 per $100 borrowed.
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