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Payday Loans in the Northwest Territories

Are you looking for a fast payday loan in Northwest territories to help with an unexpected emergency expense? Dime Alley offers a fast and completely online application process where you will get an instant approval. You can get funded within 1 hour, 24 hours or the same day as applying. Fill out our simple application form today to get matched with lenders with the most competitive rates in the region.


3 Steps to Get a Payday Loan in the Northwest Territories

At Dime Alley, we make applying for a payday loan as easy and as fast as possible so that you can get your financial needs covered quickly and efficiently. Just follow these 3 simple steps to get the loan that you need within the hour, within 24 hours, or the next business day.

Step 1: Fill Out Our Simple Online Application Form

Our 5 minute application process is quick and easy. It simply involves filling out some personal and financial details

Step 2: Receive A Loan Offer From a Lender

After filling in our form, you will then receive an offer with several options to choose from based on your specific financial situation. You will then decide whether you want to continue with the loan.

Step 3: Your Payday Loan is Transferred Into Your Live Checking Account

Once approved, you will receive your required lump sum into your bank account. You could receive anything from $100, $500, to up to $1,500, often within the same day!

If you need a payday loan fast, and with great rates, begin our application process right now and you can quickly receive a loan of $100, $500 or up to $1,500 . Whether you are in Yellowknife, Hay River, or Inuvik, simply click on ‘Get Started’ below to begin our completely free application process. We provide options for a whole range of borrowers, including those with bad credit. There are also options for no credit check loans.

What is the Eligibility Criteria for a Payday Loan in the Northwest Territories?

To speed up the process for a payday loan in the Northwest Territories, and to avoid any disappointment, it is important to make sure that you are eligible before making your application. When making the application, ensure that you meet the 5 simple criteria listed below:

  • You must be over 18 years of age
  • You must be in stable employment with a regular income
  • You must be a resident of Canada
  • You must earn at least $800 per month
  • You must have a live bank account for the loan to be deposited into

Do you meet these requirements? If so, click ‘Apply Now’ to begin our simple application process and get an instant decision on the loan you need.

What Are The Terms Of A Payday Loan In The Northwest Territories?

The terms of any loan in the Northwest Territories depend on what is agreed between you and the lender when you accept a loan offer. The repayment timetable for smaller loans will generally be shorter, while larger term loans will have a longer repayment plan. In the Northwest territories, the maximum term for a payday loan is 62 days.

When considering a loan in the Northwest territories, ensure that you are comfortable with the terms of repayment. Consider the amount that you need to borrow and what you are able to repay. Failure to pay your loan on time could mean late fees, accrued interest, and a negative effect on your credit score. With a damaged credit score, you may have difficulty in securing loans in the future.

What are the Regulations For a Payday Loan in the Northwest Territories?

Minimum Loan Term
7 days
Maximum Loan Term
62 days
Bad Credit Yes
Maximum Loan Amount
Cost per $100 $60
Multiple Loans Allowed?
Same Day Funding
Are Payday Loans Legal in The Northwest Territories?

What is a Payday Loan in Canada?

A Payday Loan in Canada is a short-term loan which can help you to get fast cash if you receive an unexpected bill or have a financial emergency.

In Canada, you can borrow up to $1500 and you will usually have to pay it back within 62 days.

We recommend getting a Canada loan with Dime Alley as our lenders are legit and fair. We understand that your financial situation may be tricky and we can help you find the right loan plan to suit your needs.

What Information Do I Need To Apply?

If you want to apply for a payday loan in Canada, you first need to make sure you pass the following eligibility criteria;

  • A Canadian resident with valid ID, aged 18 or over;
  • A regular source of income;
  • An open checking account (for your loan to be paid into);
  • A Canadian phone number

Where Can I Get a Payday Loan in the Northwest Territories?

Dime Alley works with partners  all across the Northwest Territories. Our fully online service makes applying for a loan in the Northwest Territories as fast and as easy as possible. Wherever you are based, you can apply using a phone, laptop, computer, or tablet to get an instant offer for your request. Start the online application process today.

Fort Good Hope
Fort Liard
Fort McPherson
Fort Providence
Fort Resolution
Fort Simpson
Fort Smith

Hay River
Norman Wells
Sachs Harbour

How Much Does A Payday Loan In The Northwest Territories Cost?

Federal legislation is in place in the Northwest Territories which allows lenders to charge up to $60 in fees for every $100 borrowed. For example, if you were to borrow $1500 (the maximum amount you can borrow in the Northwest Territories) for two weeks, lenders would be able to charge up to $900 in fees on your loan.

How Fast Can I Get a Payday Loan in the Northwest Territories?

We ensure that getting a loan offer is as fast and as efficient as possible. We recognise that life is unpredictable and that sometimes urgent funding is needed. There are often times when sudden expenses come up, such as an unexpected bill or repairs on a home. Using a payday loan could be the best and easiest solution to cover your needs until your next paycheck.

Our simple and fast application process means that you will get an instant decision on your loan. With Dime Alley, you could have the money deposited into your bank account as quickly as 1 hour after applying, and in one lump sum.

Will I Get a Guaranteed Loan in the Northwest Territories with Dime Alley?

We cannot fully guarantee that your application will be accepted. However, we work with a whole range of reputable lenders across the Northwest territories to ensure that you are able to find a loan that suits your needs.

Do you have bad credit or a poor credit history? Our partners fully understand the challenges of finding a loan for poor credit if you are in that situation and work with a range of borrowers with all types of credit history. Sometimes there is an urgent financial situation that cannot wait. Make sure to fill out our quick, easy, and entirely free online application form today to find a reliable loan that will meet your requirements.

Can I Get a Payday Loan in the Northwest Territories with Bad Credit?

We work with a number of borrowers across the Northwest territories who accept borrowers with all types of credit history. So even if you have a bad credit history, and have previously been turned down by a bank in the Northwest Territories, you should absolutely still inquire with Dime Alley. As long as you meet the criteria listed above, e.g. you are a Canadian citizen with a stable income, applying for a payday loan with a poor credit score is still an option.

We also ensure that applying with Dime Alley will not affect your credit score or leave a footprint on your credit report. We use a soft search approach so that your credit score is untouched when using Dime Alley. We are here to help with your application process every step of the way so that you can find a reliable loan to help cover your financial needs.

What People Say About Us

Frequently Asked Questions

Can I Get a Payday Loan If I Am Unemployed?

Proof of stable employment and regular income is necessary when securing a payday loan in the Northwest Territories

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Does Dime Alley Charge a Fee for Application?

No, there is no charge for applying for a loan through Dime Alley. Our entirely free platform is there to find the most appropriate lender for your financial situation

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How Much Can I Borrow?

In the Northwest territories, the maximum amount that you can borrow is $1,500. Any loan in the region must be repaid within 62 days

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Is Dime Alley A Direct Lender for Payday Loans in the Northwest Territories?

No, Dime Alley is not a direct lender. Dime Alley is a broker that connects borrowers to reputable lenders in the area who offer the most competitive rates.

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Are Payday Loans Legal In The Northwest Terratories?

Yes – payday loans are legal in the Northwest Terratories. There is a maximum charge of up to $60 in fees for every $100 borrowed.

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