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Payday Loans in Quebec and Montreal

Dime Alley can help find you the best payday loan in Quebec and Montreal if you are looking to borrow money to cover an unexpected bill or emergency payments that will leave you short for the month financially. You can get an instant decision on your online application so funds can be transferred to you as quickly as possible – there are even options for customers with bad credit or seeking a loan without credit checks. Simply click ‘Apply Now’ to get started!

payday loans in quebec

How To Get A Payday Loan in Quebec and Montreal in 3 Simple Steps:

Step 1: Apply Online Via Our Simple Online Form

Complete the quick and easy application form to check your eligibility for an emergency cash loan. We use a soft search approach so applying doesn’t affect your credit score.

Step 2: Receive Your Payday Loan Offer

You will receive an instant decision on your screen which you can decide whether to accept or not. We work with lenders that match all types of credit history, including borrowers with bad credit or those seeking no credit checks.

Step 3: Money In Your Bank Account

The process is extremely quick and if you choose to accept your loan offer, you could have access to £100, $300 or £1000 in your bank account within 1 hour, 24 hours or by the next business day.

How Quickly Can I Get a Payday Loan in Montreal and Quebec?

Our easy online process takes just 5 minutes to get you the best rate payday loan offer, wherever you are located in Quebec! Simply fill out the application form with how much you are looking to borrow and for how long, and after submitting some simple personal details you will receive an instant offer on your phone, tablet or computer screen.

If you choose to accept the offer you could have access to money in your live checking account within 1 hour, 24 hours or by the next working day.

To help speed up the process, have your accurate and up-to-date information to hand including your employment details and proof of address. Your lender might have a few additional questions for you so make sure to be contactable by phone or email.

What Do I Need To Consider Before Applying For a Quebec Payday Loan?

One of the main things to consider before applying for a payday loan is knowing what you are able to afford. Payday loans can quickly become an expensive form of finance if you fall behind on repayments.

Think about how much you actually need to borrow – if you request too little you might be left short before your next payday and if you borrow too much you might struggle to meet your repayments.

Consider if a payday loan is the best way for you to borrow money now. If possible, explore the option of borrowing from friends and family as these loans often come without interest and can have more flexible repayment terms.

What Are The Regulations For Payday Loans In British Colombia and Vancouver?

Maximum AIR 35%
Maximum Loan Amount $1,500
Cooling Period 10 Days
Are Payday Loans Legal in Quebec? Yes
Roll-over loans Or Multiple Loans No
Maximum Loan Term 62 days
Bad Credit Yes

How Much Does a Payday Loan Cost In Quebec?

In Quebec province, the maximum fee on payday loans has been set considerably lower than other provinces in Canada, at 35% AIR. For instance, a $1,000 payday loan at the maximum 35% AIR, would result in $43.96 interest on your loan.

Where Can I Get a Payday Loan in Quebec?

With our fully online process, you can apply from wherever you are located in Quebec! If you are located in any of the following towns or cities, or beyond, you can complete the fast and easy application form without even leaving the house:



Chicoutimi – Jonquière
























What Happens If I Miss Repayments For My Payday Loan in Quebec?

We thoroughly recommend that you have a strong repayment plan in place before you accept a payday loan offer therefore we suggest taking time to decide what source you will be making your repayments from, either from savings or from your income. Failing to meet your monthly repayments on the agreed date with your lender can have serious consequences for your credit score.

If you cannot make a repayment in some cases you will be faced with a late fee, have additional interest added onto your loan and face damage to your credit rating. If you become aware that y.ou will struggle to meet an upcoming repayment, it is very important to contact your lender immediately. Together you might be able to come up with a more affordable repayment plan that could save you from falling into further financial difficulty

Can I Get A Payday Loan in Quebec With Bad Credit?

Yes! Having bad credit does not automatically rule you out from getting the financial help you need and It is certainly possible for Dime Alley to match you with a lender most likely to approve your application. We have an extensive network of lenders across Quebec who can offer the most competitive rates.

We can even consider options for no credit check loans. Our process uses a soft search on your credit history therefore there will not be any visible trace on your credit report or impact your credit score in any way.

So even if you have had a previous application denied by a bank or lender it is worth applying with Dime Alley today. Click ‘Apply Now’ to begin!

How Do I Repay My Payday Loan in Quebec?

The repayment terms of your loan will be agreed upon with your chosen lender and the process has been made as easy as possible. There will be a fixed interest rate on your loan meaning you know it will be exactly the same amount for repayments each month, and the repayments will be collected automatically from your bank account making it totally hassle-free.

Am I Eligible For a Payday Loan In Quebec or Montreal?

There are a few simple criteria that you are required to meet in order to be eligible for a payday loan in Quebec. To make sure you can meet the necessary repayments:

  • You must be a Canadian citizen
  • You must over 18 years of age
  • You must have stable employment
  • You must have a regular income
  • You must have a live checking account in which funds can be paid into

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More Frequently Asked Questions

How Many Loans Can I Have Open In Quebec?

In Quebec, you can only have one payday loan open at any given time. Therefore you cannot open a second loan until your first is fully paid off.

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Do You Charge a Fee For Applying?

Dime Alley will never charge a fee for our service. Once you have been approved, your lender will charge interest on your loan once it becomes active. This will be presented to you in writing before you proceed.

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What Is The Maximum I Amount I Can Borrow?

Dime Alley is able to match offers with lenders from $100 up to $35,000. In Quebec, there are regulations in place that mean you can only borrow a maximum of $1,500 and the loan must be repaid within 62 days.

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Are Payday Loans Legal In Quebec?

Yes. Payday loans are legal in Quebec.

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Is There A Price Cap On Loans In Quebec?

Yes – the government has set the maximum payday loan interest rate in Quebec at 35% per year.

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