Best Payday Loans in Tennessee TN - Apply Online Today and Receive Funds Within 24 Hours!

Whether you live in Nashville, Memphis, or anywhere else in Tennessee, TN, Dime Alley can help you find a Payday Loan, Installment Loan or Cash Advance to suit your financial needs ASAP. If you’re struggling to make it to the next payday, apply now to borrow between $100 to $35,000 and you could receive the money in your account within the next 24 hours.

Payday Loans Tennessee

Get a Payday Loan or Installment Loan in Tennessee, TN, with our 3-step process:

Step 1: Apply Online Today
Use our quick form to apply for a loan today.
Step 2: Wait to Hear Back
The same day or within 24 hours.

Step 3: Receive your Tennessee loan
Receive funds into your account in 1 hour!

What Are The Current Regulations on Tennessee, TN Payday Loans?

Are Payday Loans Legal? Yes
Maximum Loan Amount $500
Minimum Loan Term Not specified
Maximum Loan Term 31 days
Price Cap 460%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed
2 (Not more than $500 in total)
Finance Charges
Must not exceed 15% of the face amount of the check

How Do I Get a Payday Loan in Tennessee?

If you request a loan through Dime Alley, you can easily find a speedy payday loan in Tennessee.

At Dime Alley, we work with direct lending companies across Tennessee to find you a loan. We offer a fully online experience with almost instant decisions to make the process as straightforward as possible.

There’s no need to even leave the house –  simply enquire online today and let us do the rest.

What Do I Need to Consider Before Getting a Payday Loan in Tennessee?

There are a few things to consider before requesting a payday loan in Tennessee. Think about how much you need to borrow before inquiring. You can borrow from $100 up to $35,000 with a payday loan in Tennessee and decide how long it is best to borrow the money for. A short-term loan will let you repay the funds 2-4 weeks later in one final payment. This should be enough time to receive your next paycheck.

You can also opt for a long-term loan to be paid in monthly instalments for up to five years. You can repay your loan early at any time, and this will also save you money on interest.

Most importantly, make sure you can afford to make the repayments for your payday loan on time. If you are unsure whether you will be able to pay back the loan, it is best to consider other options such as borrowing from family and friends. In the event that you are unable to repay your Tennessee payday loan, interest may be added, and this may also affect your credit rating.

Why Choose Dime Alley for Payday Loans in Tennessee?

If you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill, Dime Alley can help you to find a payday loan to suit your needs.

If your application is accepted, you could receive the money in your account in just a few short hours!

We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it.

Title Loans in Tennessee

Get Car Title Loans in Tennessee with Dime Alley!

Lenders in Tennessee cannot issue a title loan of more than $2,500. Although the initial term of a title loan is 30 days, Tennessee allows lenders to automatically renew these loans for additional 30-day periods when payment is made.

From the third renewal forward, the borrower must pay at least 5 percent of the original amount borrowed along with any interest and fees to continue renewing the loan. If the borrower pays off the loan in full before the date due, Tennessee law forbids the lender from charging any prepayment penalties or fees.

How Fast Can I Get a Payday Loan in Tennessee?

When requesting a payday loan in Tennessee with Dime Alley, you can get same-day funding for your financial emergency. The online form is quick and can be done from the comfort of your own home.

Don’t waste time visiting your local loan lender and filling out paperwork or searching around for the best loan options. Get started with Dime Alley online today with zero paperwork, and access payday loan options from direct lending companies around Tennessee. If you are accepted, a lender will be in touch to get the money in your account as soon as possible. You could receive funds within the hour!

Am I Eligible for a Payday Loan in Tennessee?

Before you request a payday loan, you should consider whether you meet the conditions necessary. Not everyone is eligible for a payday loan in Tennessee, so be aware of the requirements and stipulations. There are four main conditions to be eligible:

  • You must be a U.S. resident.
  • You have to be at least 18 years of age.
  • You need to have a consistent income with earnings at a minimum of $800 per month.
  • You must have a checking account that your Tennessee payday loan can be deposited into
Affordability
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
Fair and Legitimate Lenders
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
No Impact on Credit
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.

What People Say About Us

More Frequently Asked Questions

How Much Can I Borrow in Tennessee?

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Tennessee has a $500 payday loan limit, with a maximum loan term of 31 days.

Can I get a Payday Loan with Bad Credit in Tennessee TN?

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

Is There a Price Cap on Loans in Tennessee?

Yes, there is a price cap on Payday Loan interest rates in Tennessee. This is currently set at 460%.

Price caps on payday loans are designed to prevent predatory lending.

Is There a Price Cap on Loans in Tennessee?

Yes, there is a price cap on Payday Loan interest rates in Tennessee. This is currently set at 460%.

Price caps on payday loans are designed to prevent predatory lending.

How Many Loans Can I Take-out in Tennessee?

According to Tennessee state law, only one outstanding loan at a time is allowed.

Licensed payday lenders are not permitted under the Deferred Presentment Services Act to have more than two outstanding checks from any single borrower at a given time.

Is Dime Alley a Broker or a Lender?

Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.

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