Short Term Loans – Apply Online for Anywhere between $100 and $35,000 for a Few Months

If you require cash for a short period of time to cover an unexpected expense, or to tide you over until your next payday, Dime Alley’s short-term loans have you covered! We can connect you with a lender for a loan between $100 and $35,000 which can be repaid over 1 to 60 months. Apply today through our free, quick and easy online application!

Where Can I Find a Short Term Loan Near Me?


If you live in the US and are in need of money, Dime Alley is here to connect you to a regulated lender who would be pleased to be your lending partner. The terms of your loan will differ based on your personal circumstances and where you live, as different states have differing regulations.

Currently, 37 states across the US permit loan services, and Dime Alley operates in them all. Apply today to receive your cash within one working day!



As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.

The Right Fit


We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.

Soft Search


We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.

How Quickly Can I Get a Short Term Loan?


Dime Alley is committed to providing a seamless and speedy service, aiming to deposit funds into your checking account within 24 hours of applying.

Our application form is entirely online and takes you less than five minutes to fill out. This means that the turnaround between deciding to apply and having your cash in hand is fast!

With no credit checks and an instant on-screen decision, we work to minimise the waits that you may have encountered in the past.

What is a Short Term Loan?


A short-term loan is a loan that usually lasts for a few months at most. With Dime Alley, you can take out a short-term lasting anywhere between 1 and 60 months.

A short-term loan could help to tide you over until your next payday, or could be used to cover an unexpected bill, such as a medical bill, veterinary bill or for car repairs.

Why Would I Need a Short Term Loan?


Life isn’t always smooth sailing, and that can come at a financial cost. Maybe you’ve encountered a medical bill you didn’t expect, or you need to fix your car or need a new boiler. It is at times like these that you may need cash, fast.

With Dime Alley, you could receive up to $35,000 the very same day to help you cover these costs. However, short-term loans should only be used when you seriously need the money, and should not be viewed as a regular source of income. Therefore, before applying, you should be confident that you need the loan and will be able to repay it when the time comes.

Am I Eligible For a Short Term Loan With Dime Alley?


As long as you meet the following criteria, then you are eligible to apply for a loan with Dime Alley:


  • Have a live checking account to receive funds
  • Be a US citizen
  • Over 18 years of age
  • Able to make repayments
  • A steady income of at least $800 per month

How Much Can I Borrow?


With Dime Alley, you can borrow any amount between $100 and $35,000, but this will depend on your personal circumstance. As a loans broker, Dime Alley will connect your application to one of our trusted lenders who can offer you the best rates available to you.

Once this has happened, you will agree terms with your lender, and create a repayment plan.


How Do Repayments Work for Short Term Loans?


When you enter a contract with your lender, you will also agree upon a repayment plan. You will be offered up to 60 months over which you will pay back your loan.

Repayments will be made in monthly instalments. Typically, you and your lender will agree on a date – normally your pay day – and an instalment of your repayment will be withdrawn from your checking account on that date, each month, until your repayment has been made in full.

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If you have a bad credit score, don’t worry – you can still get a short-term loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a short-term loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you can get loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence, age and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.