If you’re planning your wedding, firstly, congratulations!
At Dime Alley, we offer Loans for Weddings to make that day as stress-free as possible.
Planning a wedding can be stressful and expensive but we offer loans which can be in your account within 24 hours – even with bad credit!
Your Wedding Loan is 3-Steps Away:
Step 1: Apply Online Now
Step 2: Our Lenders Assess Your Application
Step 3: Receive your $1,200, $1,300 or $1,400 Wedding Loan within 24 hours
Why Should I Get a Loan for a Wedding?
The average cost of a wedding in the U.S. in 2021 was $28,000 (including the ceremony and reception), according to The Knot’s 2021 Real Weddings Study.
Your big day will be one of the biggest purchases of your life, next to your home and car – and we want to help you do it the right way.
Dime Alley can provide a number of options including personal, payday and installment loans, ranging from $100 to $35,000 with a completely online application and instant on-screen decision.
And you don’t even need to have good credit – our lenders consider borrowers with all sorts of credit histories.
What Can a Wedding Loan Pay For?
Catering – Food and Drink
Music – Band or DJ
Photographer or Videographer
Church Ceremony or Party Venue
What is the Eligibility Criteria for Wedding Loans?
You can get a loan for your wedding with us as long as you meet these following four requirements;
- Are over 18 years of age;
- Have American citizenship;
- Have a minimum monthly income of $800;
- Have a current account for us to deposit funds into.
Can I Get a Wedding Loan with Bad Credit?
Yes, it is possible to borrow money for a wedding, even with a bad or poor credit history.
We work with a number of lenders who are willing to take all circumstances into consideration and if you are committed to repaying on time, they will gladly consider your application.
Dime Alley also has options available for people with bad credit including secured loans and guarantor loans – you will just need to use some form of security or add a guarantor that you know to your application.
Where Can I Get a Loan to Pay For My Wedding?
We provide wedding loans in all of the 37 states which approve payday loans. These include California, Texas and Nevada.
In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.
We don’t operate in the states where payday loans are not authorized, such as New York.
- Can I get a Wedding Loan with Bad Credit?
- Should I Apply Before or After the Wedding?
- How Do I Repay a Wedding Loan?
- Can I Get a Wedding Loan with No Credit Check?
- How Much Can I Borrow?
- What Happens if the Wedding is Moved?
If you have a bad credit score, don’t worry – you can still get a loan to pay for a wedding!
With Dime Alley, all credit histories are accepted. This means that you should still request a wedding loan with us even if you have already been turned down by a bank because of bad credit.
To stay on top of your budget, it might be more suitable to apply and get approved before the wedding date.
You may not wish to apply too early, since this would accrue interest charges, but certainly a few months before would be sensible. This is better than having the wedding and finding it hard to pay for afterwards!
Your repayments are made in equal, fixed monthly instalments over 1 to 5 years, so you can spread repayment out over time and budget perfectly in line with the wedding.
Your repayments will be clearly presented to you in the loan agreement before proceeding.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
With Dime Alley, you could find wedding loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
If the wedding is moved or does not go ahead, you will still be required to pay back to the loan.
However, if you have not used the money yet, you can just return this to the lender. However, you will be responsible to pay for any interest charges incurred.