Apply For Payday Loans in Alberta and Calgary With Dime Alley
Apply Online Today with Same Day Decision!
Are you looking for a payday loan in Alberta to help cover an unexpected payment? Apply by filling out our simple online form and Dime Alley can help to match you with a lender in Alberta to help cover you until the end of the month. If your application is approved, you could have access to money in your account the very same day! From Calgary to Edmonton, Red Deer to Fort McMurray – apply today to get the best online loan rates.
How To Apply For Payday Loans in Alberta and Calgary in 3 Steps
What Are The Regulations For Payday Loans In Alberta?
|Are Payday Loans Legal in Alberta?||Yes|
|No. of Rollovers Allowed||0|
|Maximum Loan Amount||$1,500|
|Minimum Loan Term||42 days|
|Maximum Loan Term||62 days|
|Ability to Repay Early?||Yes, No Fee|
What To Consider Before You Apply For a Payday Loan in Alberta and Calgary?
Before you apply for a payday loan in Alberta, make sure you fit the simple eligibility requirements to avoid any disappointment. These criteria ensure you are able to make your payday loan repayments on time.
Falling behind on repayments can have serious consequences, including late fees, increased interest rates on your loan and damage to your credit rating. Take time to think about how you will meet your repayments, either through your income or from your savings.
Consider how much money you actually need to borrow. If you borrow too little you might be left short for your monthly expenses. If you borrow too much you might struggle to meet your repayments.
Payday loans should only be used for emergency financial situations and should not be used for regular spending, or to pay off another loan you might have. Consider alternative forms of loan for example borrowing from family and friends as this type of loan is unlikely to carry interest and will have more flexible repayment terms.
How Quickly Can I Get a Payday Loan in Alberta and Calgary?
We understand that you might be looking for a loan to help cover an unexpected payment, such as a medical bill or home repairs, and need access to funds fast. Our quick fully-online service takes away the need to search across Alberta for a lender and the slow approval process of applying to a bank.
Simply fill in our easy online form and Dime Alley can give you an instant response on your application! You could even have the money in your account the very same day, or by the next working day.
Can I Get A Payday Loan In Alberta With No Credit Checks?
Although a credit check is often a requirement for most lenders to confirm your eligibility for a payday loan, it is possible that one of our many partners could consider your application without a credit check. There are always options available that consider other factors than just your credit rating.
If you have had a previous application rejected by a bank or lender, don’t let that stop you from applying with Dime Alley today. If your application is successful, you could have access to the money in your live checking account within the hour, 24 hours or by the next business day.
Can I Get A Payday Loan In Alberta If I Have Bad Credit?
Dime Alley works with a number of reputable lenders across Alberta so even if you have bad credit, or no credit at all, applying for a payday loan today is still an option to get the funds you need. As long as you meet the eligibility requirements including having a stable income and are a Canadian resident, you could get an instant offer on your screen.
Furthermore, applying for a payday loan with Dime Alley will not leave a visible footprint on your credit report. We use a soft search approach that means filling out the online application form will not impact your credit rating in any way.
Where Can I Find Payday Loans In Alberta?
What Is The Criteria To Get A Payday Loan in Alberta?
Before starting the simple online application form, it is important to check that you meet the following 5 simple criteria. In order to be eligible for a payday loan in Alberta you must:
- Be a resident of Canada
- Be over 18 years of age
- Have stable employment with a regular income
- Earn a minimum of $800 per month
- Have a live Canadian checking account
What People Say About Us
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
FAQs on Payday Loans in Alberta
Do You Charge a Fee?
No, you will not be charged a fee for applying. Dime Alley is a free service that works to match your application with a payday lender in Alberta with the most competitive rates.
Can I Apply if I Am Unemployed?
To be eligible to apply for a payday loan it is a requirement to have stable employment.
Is Dime Alley a Direct Lender?
No. Dime Alley is a broker. This means that we will not provide the funds for your loan. Our service works to connect you to a lender based on your personal financial situation.
How Much Can I Borrow?
Dime Alley is able to match offers with lenders from $100 up to $35,000. In Alberta, there are regulations in place that mean you can only borrow a maximum of $1,500 and the loan must be repaid within 62 days.
Are Payday Loans Legal in Alberta?
Yes. Payday loans are legal in Alberta.
How Much Does a Payday Loan Cost?
The maximum amount a lender can charge on a payday loan in Alberta is $15 per $100 borrowed