Apply For Payday Loans in Alberta and Calgary With Dime Alley

Are you looking for a payday loan in Alberta to help cover an unexpected payment? Apply by filling out our simple online form and Dime Alley can help to match you with a lender in Alberta to help cover you until the end of the month. If your application is approved, you could have access to money in your account the very same day! From Calgary to Edmonton, Red Deer to Fort McMurray - apply today to get the best online loan rates.

How To Apply For Payday Loans in Alberta and Calgary in 3 Steps

Step 1: Fill Out The Simple Online Application Form

Applying with Dime Alley couldn’t be easier. The online form requires some basic information such as your address, contact details and employment information. It takes just 5 minutes to complete!

Step 2: Receive An Instant Offer From a Lender

You will receive an offer, with multiple options to suit your financial situation. You can then decide if you wish to proceed with the terms of the loan.

Step 3: Get Money In Your Account ASAP

If your application is approved, you could have $100, $500 or up to $1500 in your account the very same day as applying or by the next business day. 

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What To Consider Before You Apply For a Payday Loan in Alberta and Calgary?


Before you apply for a payday loan in Alberta, make sure you fit the simple eligibility requirements to avoid any disappointment. These criteria ensure you are able to make your payday loan repayments on time. 

Falling behind on repayments can have serious consequences, including late fees, increased interest rates on your loan and damage to your credit rating. Take time to think about how you will meet your repayments, either through your income or from your savings.

Consider how much money you actually need to borrow. If you borrow too little you might be left short for your monthly expenses. If you borrow too much you might struggle to meet your repayments.

Payday loans should only be used for emergency financial situations and should not be used for regular spending, or to pay off another loan you might have. Consider alternative forms of loan for example borrowing from family and friends as this type of loan is unlikely to carry interest and will have more flexible repayment terms.

What Are The Regulations For Payday Loans In Alberta?


Are Payday Loans Legal in Alberta? Yes
Average APR 130%
No. of Rollovers Allowed 0
Maximum Loan Amount $1,500
Minimum Loan Term 42 days
Maximum Loan Term 62 days
Ability to Repay Early? Yes, No Fee

How Much Will A Payday Loan Cost In Alberta?


To help you consider whether a payday loan is the right option for your financial situation, an example cost for your loan is as follows:

Borrow $300 over a 42-day term, will cost $345 (fees are $45) based on a APR of 130%.

No Upfront Fees


Dime Alley is a free service and you will not be charged for applying through our fast and easy online application form.

Best Lender For You

We search our extensive network of lenders in Alberta to find the perfect lender for your financial situation with the most competitive rates.

Soft Search


We use a soft search approach that will check your credit history without leaving any trace on your credit report or affect your credit score in any way.

How Quickly Can I Get a Payday Loan in Alberta and Calgary?


We understand that you might be looking for a loan to help cover an unexpected payment, such as a medical bill or home repairs, and need access to funds fast. Our quick fully-online service takes away the need to search across Alberta for a lender and the slow approval process of applying to a bank. 

Simply fill in our easy online form and Dime Alley can give you an instant response on your application! You could even have the money in your account the very same day, or by the next working day.

Can I Get A Payday Loan In Alberta If I Have Bad Credit?


Dime Alley works with a number of reputable lenders across Alberta so even if you have bad credit, or no credit at all, applying for a payday loan today is still an option to get the funds you need. As long as you meet the eligibility requirements including having a stable income and are a Canadian resident, you could get an instant offer on your screen. 

Furthermore, applying for a payday loan with Dime Alley will not leave a visible footprint on your credit report. We use a soft search approach that means filling out the online application form will not impact your credit rating in any way.

Can I Get A Payday Loan In Alberta With No Credit Checks?


Although a credit check is often a requirement for most lenders to confirm your eligibility for a payday loan, it is possible that one of our many partners could consider your application without a credit check. There are always options available that consider other factors than just your credit rating. 

If you have had a previous application rejected by a bank or lender, don’t let that stop you from applying with Dime Alley today. If your application is successful, you could have access to the money in your live checking account within the hour, 24 hours or by the next business day.

What Is The Criteria To Get A Payday Loan in Alberta?


Before starting the simple online application form, it is important to check that you meet the following 5 simple criteria. In order to be eligible for a payday loan in Alberta you must:

  • Be a resident of Canada
  • Be over 18 years of age
  • Have stable employment with a regular income
  • Earn a minimum of $800 per month
  • Have a live Canadian checking account

Where Can I Find Payday Loans In Alberta?


As our loan process is fully online, you can apply from wherever you are located in Alberta. Dime Alley searches multiple lenders and gives you an instant decision on your application. You can fill in the online form in whichever city or town you live in and receive an instant offer in minutes:







Cold Lake


Fort Saskatchewan

Grande Prairie





Medicine Hat

Red Deer

Spruce Grove

St. Albert


FAQs on Payday Loans in Alberta

No, you will not be charged a fee for applying. Dime Alley is a free service that works to match your application with a payday lender in Alberta with the most competitive rates. 

To be eligible to apply for a payday loan it is a requirement to have stable employment. 

No. Dime Alley is a broker. This means that we will not provide the funds for your loan. Our service works to connect you to a lender based on your personal financial situation. 

Dime Alley is able to match offers with lenders from $100 up to $35,000. In Alberta, there are regulations in place that mean you can only borrow a maximum of $1,500 and the loan must be repaid within 62 days.

The maximum amount a lender can charge on a payday loan in Alberta is $15 per $100 borrowed