Apply For Payday Loans in Alberta and Calgary With Dime Alley

Before you apply for a payday loan in Alberta, make sure you fit the simple eligibility requirements to avoid any disappointment. These criteria ensure you are able to make your payday loan repayments on time.

Falling behind on repayments can have serious consequences, including late fees, increased interest rates on your loan and damage to your credit rating. Take time to think about how you will meet your repayments, either through your income or from your savings.

Consider how much money you actually need to borrow. If you borrow too little you might be left short for your monthly expenses. If you borrow too much you might struggle to meet your repayments.

Payday loans should only be used for emergency financial situations and should not be used for regular spending, or to pay off another loan you might have. Consider alternative forms of loan for example borrowing from family and friends as this type of loan is unlikely to carry interest and will have more flexible repayment terms.

We understand that you might be looking for a loan to help cover an unexpected payment, such as a medical bill or home repairs, and need access to funds fast. Our quick fully-online service takes away the need to search across Alberta for a lender and the slow approval process of applying to a bank.

Simply fill in our easy online form and Dime Alley can give you an instant response on your application! You could even have the money in your account the very same day, or by the next working day.

Although a credit check is often a requirement for most lenders to confirm your eligibility for a payday loan, it is possible that one of our many partners could consider your application without a credit check. There are always options available that consider other factors than just your credit rating.

If you have had a previous application rejected by a bank or lender, don’t let that stop you from applying with Dime Alley today. If your application is successful, you could have access to the money in your live checking account within the hour, 24 hours or by the next business day.

Dime Alley works with a number of reputable lenders across Alberta so even if you have bad credit, or no credit at all, applying for a payday loan today is still an option to get the funds you need. As long as you meet the eligibility requirements including having a stable income and are a Canadian resident, you could get an instant offer on your screen.

Furthermore, applying for a payday loan with Dime Alley will not leave a visible footprint on your credit report. We use a soft search approach that means filling out the online application form will not impact your credit rating in any way.