Apply For A Payday Loan With Dime Alley Today!

Dime Alley can help you secure a payday loan in the US today, even if you don’t have a perfect credit history.

 We will connect your application to a US loan provider who can provide you the best rates.

Submitting an online application for $600, $1,500 or even $3000 is quick, easy and doesn’t leave a footprint on your credit score.

Free Application

 

When you apply for a payday loan with Dime Alley, you won’t be hit with any hidden fees. If one of our lenders approves your application, we will receive a commission directly from them.

Reliable

 

We only work with legitimate lenders, making sure you are being offered fair rates.

Stress Free

 

Through our soft search service, we assess your application and credit history without it impacting your credit score.

I Need A Payday Loan – How Does It Work?

 

Getting a payday loan with us is easy thanks to our three stage process:

Step 1: Apply Online Today

Step 2: Wait To Hear Back From Us

Step 3: Receive your Payday Loan

What is a Payday Loan?

 

Payday loans are for small amounts, and many states set a limit on payday loan size. $500 is a common loan limit although limits range above and below this amount. With Dime Alley, you can apply for a payday loan for up to $35,000.

The due date is typically two to four weeks from the date the loan was made. The specific due date is set in the payday loan agreement.

A payday loan is usually repaid in a single payment on the borrower’s next payday, or when income is received from another source such as a pension or Social Security.

To repay the loan, you generally provide the lender with authorization to electronically debit the funds from your bank, credit union, or prepaid card account. If you don’t repay the loan on or before the due date, the lender can cash the check or electronically withdraw money from your account.

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What are the Benefits of a Payday Loan?

 

Those who submit a form for a payday loan are usually in urgent financial circumstances.

When we need cash in an emergency, time can be of the essence. If you’re facing hospital bills, emergency home repairs, or need to fix your car, the fastest and most suitable way may be a payday loan.

An online payday loan is an excellent opportunity to get cash without requiring you to go to relatives or banks. In many cases, they are capable and safe for solving your financial problems as quickly as possible.

Where Can I Apply for a Payday Loan?

 

You can apply for a payday loan with Dime Alley. This can be done completely online and there is no charge for submitting an application form.

The process is relatively quick, taking just a few minutes, and requires applicants to provide basic details and information regarding the type of loan you are applying for.

After this part of the process is complete, Dime Alley will locate the best options for you quickly and allows you to see instantly whether your application has been approved.

Alternative banks do not always offer this option and can take several weeks to decide whether to approve a loan application, whereas Dime Alley allows you to have a better picture of your finances and maintain control until the borrower receives alternative income.

Am I Eligible for a Payday Loan?

 

In order to qualify for a payday loan with Dime Alley, there are only a few simple criteria that you need to meet to have a chance at being approved!

 

  • You must be a US resident, over the age of 18.
  • You should have a stable, regular income, earning a minimum of $800 per month.
  • You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).

If you meet the above requirements, apply for a payday loan with Dime Alley today!

How Long Should I Borrow for?

 

It is always crucial to take into consideration how long you will need a loan to overcome any financial difficulties.

It is always possible to choose the 2-4 week period, allowing you to reach the next payday and then repay any money borrowed in one overall payment.

It is also possible that people may need longer to repay loans, and it is therefore an option to take a loan for up to 5 years and pay it back on a monthly basis in equal instalments.

If you take the second option, it is possible to make repayments early and consequently save money on the interest rates.

FAQs

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.