If You Need Money Now, Dime Alley Can Help You Get Your Hands On It Today!
Dime Alley can help you borrow between $100 and $35,000 today if you are in need of cash
Receive an instant decision and receive your loan the very same day!
Dime Alley can help you if you need money now, no matter your credit history
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
What Is An Installment Loan?
An installment loan is a loan that can be repaid over a course of repayments, rather than having to be paid back in one go.
Dime Alley provides installment loans in the form of payday loans, with the option to repay your loan over the course of up to 60 months.
How Can I Apply For An Installment Loan With Dime Alley?
Click ‘get started’ today to begin our quick, easy and free application process for an installment loan with Dime Alley.
You should be confident that this is the best option for you. If you are, then you can go ahead and fill out our online application, which will take you less that five minutes to complete. You should have some personal details available, as we may need to ask you some questions about your income and employment status.
Step 1: Apply Online Today
Step 2: Wait To Hear Back From Us
Step 3: Receive your Loan
Why Would I Need An Installment Loan?
An installment loan is there to offer you a helping hand when life throws unexpected costs at you that are difficult to manage. For example, you may be hit with a medical or dental bill that you weren’t expecting.
When you haven’t had the foresight to save for these costs, it can be difficult to find the funds to cover them. In such times, Dime Alley can help you secure an installment loan of up to $35,000.
An installment loan is perfect for you if you want to spread your repayments over a longer period of time. Having small and regular repayments can be less stressful and easily manageable if you plan accordingly.
Am I Eligible For An Installment Loan?
Yes, you can apply for an installment loan with Dime Alley as long as you meet the following criteria:
– Over 18 years old
– Hold American citizenship
– Have a checking account for us to deposit your funds into
– Have a minimum monthly income of $800
– Are steadily employed
If this is you, Dime Alley would be delighted to be your lending partner today!
Can I Get An Installment Loan With Bad Credit?
Yes, Dime Alley works with a variety of lenders, many of whom are passionate about helping you get through difficult times, even if you have a rocky credit history.
We understand that difficult times can scar your credit record, and that is why we consider many factors alongside your financial record. For instance, we will consider your income, your employment status and how much you want to borrow when considering your application.
To maximise your chances of getting a loan and the best rates, you could try to improve your credit score where you can. For example, you could cancel any credit cards you no longer need, or pay off any debts you can.
Remember, if you take a loan out with Dime Alley and pay it off as your agreement dictates, you are actively working towards bettering your credit score. This will make it easier to take out loans should you need them in the future!
How Do Repayments Work With Dime Alley?
With Dime Alley, you can secure a loan to be repaid between 1 and 60 months. In this time, repayments are usually made on a monthly basis, and in equal installments.
You and your lender will decide on a date which is typically your pay day. On this day each month, money will be withdrawn from your checking account. You will be reminded of this so that you aren’t surprised when you see a cash withdrawal.
Why Should I Use Dime Alley For An Installment Loan?
Dime Alley is the ideal broker for you if you are looking to spread your repayments over a longer period. We can offer you a loan of up to $35,000 to be repaid over up to 60 months. As a result, repayments with Dime Alley are manageable.
Our application is completely online and totally free. We hit you with no hidden fees and work to provide you with your funds within the next working day, providing you with an instant on-screen decision when you submit your application.
We only work with trusted lenders, to make sure that you are protected when working with us.
If you are looking for a reliable loan quickly – Dime Alley could be the perfect lending partner!
Where Can I Get An Installment Loan Near Me?
Dime Alley offers installment loans across the 37 US states where payday loans are authorised, because this is the form of installment loan we offer. For instance, we would be thrilled to help you if you live in California, Florida or Texas.
We can’t, however, offer loans in states such as New York, where payday loans are prohibited.
How Quickly Can I Get An Installment Loan With Dime Alley?
At Dime Alley, we work quickly, efficiently and with a drive to help you receive the funds you need as quickly as we can. In some cases, we can approve and fund an applicant with their installment loan within one hour. Normally, we take up to one working day to provide you with your loan.
This is because our lenders will carry out some checks to ensure they are providing you with the best possible loan and the best accessible rates. They may need to contact you to confirm your income, credit score and employment status.
If you submit your application with Dime Alley on a work day between 9am and 5pm, you are more likely to receive your cash quickly.
- Can I get a Payday Loan with Bad Credit?
- How Much Can I Borrow?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a Payday Loan with No Credit Check?
- Is Dime Alley a Broker?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.