Social Security is a government program established to provide financial support to individuals in the United States who are retired, disabled, or survivors of deceased workers. The program calculates benefits based on an individual’s average indexed monthly earnings (AIME) during their 35 highest-earning years, with the aim of replacing a higher percentage of income for …
An overdraft is a financial tool that allows account holders to withdraw more money than is available in their account, preventing declined transactions. Average overdraft fees in the United States stand at around $35 per occurrence, as reported by the CFPB. While overdrafts provide a convenient safety net, their high fees and potential to contribute …
A debt collector is a person or a company that is employed to collect the debts owed to others. They will typically try to contact you 30 days after your debt is due, if it has not been paid-off. According to recent data, the total consumer debt in the United States reached over $14 trillion, …
Yes, you can remove a co-borrower from a loan. The process involves reviewing the loan agreement, assessing financial stability, communicating with the co-borrower, contacting the lender, and possibly refinancing the loan. Legal assistance may be sought if needed, depending on the circumstances and lender policies. States like California and New York have a higher rate …
A balance transfer is when you move an existing debt from one credit card to another. The main reason to do a balance transfer is usually to secure yourself a lower interest rate. This can be a good move for individuals looking to manage their credit card debt more effectively. The popularity of balance transfers …
You can use a payday loan to pay-off your credit card debt in full. If you live in a state where payday loan restrictions are such that the interest rate on your personal loan is lower than the interest on your credit card, this could be a favorable option for you – you might even …
Should I Use a Payday Loan to Pay-Off Credit Card Debt? Read More »
Yes, a late payment will affect your credit rating. The exact impact on your credit score will vary depending on several factors including your credit history and how late your payment is made. Late payments on payday loans are prevalent across America, with approximately 12 million Americans using payday loans annually. Whenever you are looking …
Bad credit loans online cater to individuals with bad credit, offering various options like personal loans, installment loans, and payday loans. Bad credit loan online lenders adopt a holistic approach, considering factors beyond credit history, such as income and employment history. Payday loans for bad credit offer quick access to funds with a speedy approval …
Yes, you can get a payday loan with Dime Alley as an army veteran. Dime Alley has specific loans for army veterans which can help to provide you with a bit of comfort knowing that you’re covered until your next payday, or for any unexpected medical or car repair bill. Studies by the Pew Research …
Yes, you can get a payday loan in Las Vegas, or any other city or town in Nevada. Payday loans in Nevada are capped at 652% APR, and you can apply for a loan for anywhere from $100 to $35,000, to be repaid in 1 to 60 months time. Payday Loans in Las Vegas are …
