December 2022

Yes, you can cancel a loan application.   It is best if you cancel within 24 hours, in order to avoid any penalty fees.   Some lenders give you a two-week ‘cooling-off’ period, which is 14 days within signing all your credit agreements. However, you may be subject to some penalty fees, which can increase […]

You can get as many payday loans in a year as you like, but in certain states, you can only have one loan outstanding at a time. However, even in states where you can have more than one payday loan at a time, it is advisable not to take out more than one or two.

Getting debt written-off is where a bank or lender decides that it has little or no chance of collecting a debt, it will write it off as a loss. To get your debt written-off, you will need to convince your lender that it is in their best interest as well as yours, which is not

Payday Loans are fixed-rate loans. A fixed rate loan means that the repayment rate always stays the same throughout your loan term. The benefit of a fixed-rate loan is that you can easily calculate how much you are required to pay in interest at the start of the loan, and this is unlikely to change

The Christmas period can be an expensive time for Americans, and money is often the cause of stress, especially if it is tight. On average, Americans are expected to spend $932 during Christmas 2022, just on gifts, which is almost $100 more than last year. The cost of living has gone up all over the