A title loan is a secured loan that lets borrowers use their vehicle as collateral. Since your car secures the loan repayment, the lender can repossess your car if you don’t repay the loan on time. Unexpected situations or emergencies can wreak havoc on your financial life, but they shouldn’t define your future. Car title …
Applying for a payday loan will not have any impact on your credit rating. Therefore, if you are concerned about how applying for a payday loan could effect your credit score, don’t be! Even if your application is rejected for whatever reason, this won’t be reflected on your credit history. Payday loans are extremely common, …
Since the start of the Covid-19 pandemic, the global workplace has been seeing more and more employees working either remotely or in a ‘hybrid’ fashion, meaning half the week is being spent in the traditional company offices, with the other half of the week being spent working from home. In the UK, 60% of the …
With US inflation rising to a whopping 6.8% in 2021, times are tough for US citizens struggling to make ends meet. The wave of minimum wage increases that 2022 is ushering in comes at a time where it’s truly needed, with the Coronavirus impacting job security, wages and spending. Key Points The inflation …
Minimum Wage To Rise in 50% Of US States In 2022 Read More »
If you’re a student in college or university, whatever country you’re in, you’ll have heard of the term, ‘student budget’. College is expensive, and as they aren’t in a job earning yet, students are notoriously broke and always looking for ways to save or earn money. Working out how to save money in college is …
Secured loans and unsecured loans. Understanding the differences between the two is an important step in achieving financial literacy, and can have a long-term effect on your financial health. Basically, a secured loan requires borrowers to offer collateral, while an unsecured loan does not. This difference affects your interest rate, borrowing limit, and repayment terms. …
What Is The Difference Between A Secured And Unsecured Loan? Read More »
