Cash Advance Loans Near Me - Need Cash Now? Apply Today and Borrow Online
What is a Cash Advance?
A cash advance is a short-term loan to help you cover your living costs. Cash advances are typically used when a customer is in need of money and can’t quite wait until their next pay day. ‘Cash advance’ is also a term used when referring to a service offered by credit card suppliers to their cardholders.
Dime Alley can help you find a cash advance in the form of a payday loan. As a broker, we will connect you to a lender who won’t necessarily focus on your credit history. They will look at other factors, such as your employment status and income, when considering your application.
How To Apply Online in 3-Steps:
Step 1: Apply Online Today
Step 2: Wait To Hear Back From Us
Step 3: Receive your Cash Advance
Why Would I Need a Cash Advance Loan?
Sometimes life can throw unexpected costs at you, such as unforeseen medical or dental bills. As you haven’t anticipated these costs, sometimes it can be difficult to cover them. It is at times like these that Dime Alley is here to throw you a lifeline, with a cash advance in the form of a payday loan.
A cash advance provides access to funds before your next pay day, which you will pay back according to an agreement you and your lender will curate.
A cash advance removes the stress of a regimented pay day, and means that when you need a helping hand, you can find it through our quick, easy and free online application.
Can I Get a Cash Advance Instantly?
Dime Alley is committed to working quickly and efficiently, meaning you could be approved and funded within one hour. However, Dime Alley can take up to 24 hours to provide you with your funds.
This is because our lenders need to conduct checks to ensure they are providing you with the most suitable loan at the best rates. They may need to contact you to confirm your income, credit score and employment status.
Should you need cash quickly, you are more likely to receive this if you submit your application with Dime Alley on a work day between 9AM and 5PM.
Why Should I Get a Cash Advance with Dime Alley?
When you need a cash advance, you are likely pressed for time. Dime Alley’s quick and efficient approach to providing loans makes them the perfect broker to provide you with your loan.
Our application can be completed entirely online at any time, and it bears no hidden fees. Your application will take you less than 5 minutes to complete and you will see an instant decision on screen. Once a few further checks have been carried out, your cash advance will be deposited into your checking account within the next working day.
Dime Alley is reliable, as we only work with regulated lenders who protect their consumers. We offer payday loans in California and other states where they are legal such as Texas and Nevada. If you apply from other states, you will be offered a product with a price cap of 36% APR, such as personal or installment loans.
If you apply with us, we will match you with the lender best suited to you and your needs. This means that they will provide you with the best available terms.
Eligibility Requirements to Apply Online Today for a Cash Advance with Dime Alley
- Over 18 years old
- Hold American citizenship
- Have a checking account for us to deposit your funds into
- Have a minimum monthly income of $800
- Steadily employed
If you meet these criteria, we can help you secure a cash advance today!
How To Get a Cash Advance Loan with Bad Credit?
Yes, we provide Cash Advances for people with all credit backgrounds. Don’t worry if you have poor credit, we will help you secure a Cash Advance that suits your needs.
Our lenders provide funds for borrowers with poor credit – although it is worth bearing in mind that this may affect your repayment terms and the rates you’re offered.
How Can I Apply For a Cash Advance with Dime Alley?
Click ‘Apply Now’ today to begin our quick, easy and free application process for a cash advance.
You should only do this if you are confident that a cash advance is the right choice for you. If it is, then we would be delighted to become your lending partner. Fill out our quick and easy online application today to be one step closer to receiving the cash advance you need.
If you decide that applying for a loan with Dime Alley is right for you, you should proceed with our online application, which will take you less than five minutes to complete. You can fill it out at any time.
We will ask for a few details, such as your date of birth, how much you hope to borrow, how long for, and your employment status.
Where Can I Get a Cash Advance Near Me?
Dime Alley can help you secure a cash advance anywhere across the US. If you live in a US state where payday loans are authorised, you can borrow small amounts for 2 to 6 weeks, otherwise outside of these states such as New York and New Jersey, you may be offered a product which is limited to 36% APR.
Can I Get Cash Advance Payday Loans in Canada?
Yes, our lenders operate across the 37 states where payday lending is legal in the United States, and all across Canada too!
No matter if you live in Toronto, Vancouver or Montreal, you can apply for a cash advance loan with Dime Alley today.
We consider borrowers with all sorts of credit histories, so don’t let a bad credit score stop you from applying online now!
FAQs on Cash Advance Loans
- How Much Can I Borrow in a Cash Advance Loan?
- What's the Difference Between a Cash Advance and Payday Advance?
- What is the Repayment Period on my Cash Advance Loan?
- Am I Charged a Fee for using Dime Alley?
- Will Applying affect my Credit Score?
- Is Dime Alley a Broker?
Cash Advance loans can range anywhere from $100 to $35,000, but are most commonly issued for amounts in the region of $100-$1,000.
To avoid any confusion, a payday advance loan is actually a type of cash advance loan, whereby your employer can offer you a percentage of your wages before payday if need be.
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
No! Rest assured, the act of applying for a cash advance loan with Dime Alley will not have any impact on your credit, as we only initially carry out soft credit checks.
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.