Payday Loans In Florida, Orlando, Miami FL
Dime Alley can provide you with a Payday Loan or Installment Loan if you live in Florida, FL, Orlando, Miami or Fort Lauderdale ASAP! Apply Online and Borrow $600, $800 or $1,500 to help you through to your next payday.
How To Apply For Payday Loans with Bad Credit
Why Choose Dime Alley for Payday Loans in Florida?
If you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill, Dime Alley can help you to find a payday loan to suit your needs.
If your application is accepted, you could receive the money in your account in just a few short hours! We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it!
Am I Eligible for a Payday Loan in Florida?
In order to qualify for a payday loan in Florida, there are only a few simple criteria that you need to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
Rules For Florida Payday Loans
| Are Payday Loans Legal? | Yes |
| Maximum Loan Amount |
$500 for single payment and $1000 for installment loans
|
| Minimum Loan Term |
7 days for single payment and 60 days for installment loans
|
| Maximum Loan Term |
31 days for single payment and 90 days for installment loans
|
| Price Cap | 304% |
| No. of Rollovers Allowed | 0 |
| No. of Outstanding Loans | 1 at a time |
| Finance Charges |
10% of an amount and $5 verification fee
|
| Statute of Limitations |
5 years from the last payment
|
| Database Loan Tracking | Yes |
| Cooling-off Period | 24 hours |
Can I Get a Title Loan in Florida?
Yes, you can get an Auto Loan in Florida!
Car Title loans in Florida work similarly to title loans in other states although Florida has stricter laws which protect you, the borrower.
Generally, title loans work by providing a loan amount of 25% to 50% of the vehicle’s value and using your vehicle as collateral. Because they are secured loans, the lender can repossess the car if you fail to meet the terms of the loan.
Does Dime Alley Offer Payday Loans in Orlando and Miami?
Yes! Dime Alley offers payday loans in Orlando and Miami, as well as all other major towns and cities in Florida. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!
We proudly cover all areas of Florida, including Orlando, Miami, Fort Lauderdale, Naples, Tampa, South Beach, Jacksonville, Tallahassee and more!
Where Can I Get a Payday Loan in Florida?
Get the best payday loans in Florida FL in areas such as Aventura, Boca Raton, Broward, Fort Lauderdale, Fort Myers, Hollywood, Jacksonville, Miami, Naples, Orlando, Sarasota, South Beach, Tallahassee, Tampa, and more.
Apply Online for payday loans in Florida with Dime Alley, using our online submission form which can be completed 24 hours a day, 7 days a week using your mobile, desktop or tablet.
How Long Will it Take to Get a Payday Loan in Florida?
You could receive your payday loan or installment loan in Florida, FL, in as little as an hour, or sometimes as soon as the next business day, whether you live in Orlando, Tampa or even Miami!
With Dime Alley, your online form is sent to lenders across Florida, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
What Should I Consider Before Getting a Payday Loan?
First check that you meet the eligibility criteria (see below) before you apply. Make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
What Are The Types of Bad Credit Loans?
The most common option is a payday loan for bad credit, which might be just $300 or $500 to help see you through until your next payday from work. You will need to show a stable income and employment and a commitment to paying on time – hence your credit score should be improving to get access to this kind of product.
Other options available from Dime Alley may include title loans which are secured against a vehicle such as your car or even a home loan, using your property as collateral. It can take just a couple of days to verify your assets – just note that you could risk possible repossession if these are not repaid on time.
Can I Get Emergency Loans with Bad Credit?
Yes, you can get approved for bad credit loans for emergencies, such as an unexpected medical or veterinary bill. You can borrow $600, $800 or even borrow $3000 to get back on your feet.
When it is an emergency loan, we appreciate that you will need cash quickly, so with an instant decision and fully online process, Dime Alley can approve your loan on the same day and sometimes, you can receive money to your bank account in just a few hours, and you’ll be considered even if you have bad credit.
Does Dime Alley Offer Bad Credit Loans Guaranteed Approval?
We cannot offer guaranteed bad credit loans, but we can help to match your personal details and loan requirements with the lender who is most likely to approve you and offer you the most affordable rates.
At Dime Alley, we are delighted to offer a free solution where you can apply with multiple lenders at once, with no fees for using our service and no impact to your credit score either. A loan can never be guaranteed and an individual will always need to be approved and show that they can afford to make their repayment on time and without falling into financial difficulty.
What People Say About Us
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“Dime Alley helped me when I had an emergency. It was fast, simple and effective and I would recommend them to anyone who needs a loan.”
Jane, Nevada, November 2022
More Frequently Asked Questions
Can I get a Payday Loan with Bad Credit in Florida?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
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Are there any Borrowing Restrictions in Florida?
In Florida, it is forbidden to lend more than $500 for single-payment payday loans and more than $1,000 for installment payday loans at a time.
The Florida price cap, which indicates the limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan, is currently standing at 304%.
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Where Can I Get a Payday Loan or Installment Loan in Florida, FL?
Alafaya
Altamonte Springs
Apopka
Boca Raton
Bonita Springs
Boynton Beach
Bradenton
Brandon
Cape Coral
Clearwater
Clermont
Coconut Creek
Coral Gables
Coral Springs
Country Club
Cutler Bay
Davie
Daytona Beach
Deerfield Beach
Delray Beach
Deltona
Doral
Fort Lauderdale
Fort Myers
Fort Pierce
Fountainebleau
Four Corners
Gainesville
Hialeah
Hollywood
Homestead
Horizon West
Jacksonville
Jupiter
Kendale Lakes
Kendall
Kissimmee
Lakeland
Largo
Lauderhill
Lehigh Acres
Margate
Melbourne
Miami
Miami Beach
Miami Gardens
Miramar
North Lauderdale
North Miami
North Port
Ocala
Ocoee
Orlando
Palm Bay
Palm Beach Gardens
Palm Coast
Palm Harbor
Pembroke Pines
Pensacola
Pine Hills
Pinellas Park
Plantation city
Poinciana
Pompano Beach
Port Charlotte
Port Orange
Port St. Lucie
Riverview
Sanford
Sarasota
Spring Hill
St. Cloud
St. Petersburg
Sunrise
Tallahassee
Tamarac
Tamiami
Tampa
The Hammocks
The Villages
Titusville
Town ‘n’ Country
University CDP
Wellington
Wesley Chapel
West Palm Beach
Westchester
Weston
Winter Garden
Winter Haven
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What is the Repayment Period on my Payday Loan?
With Dime Alley, customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
In Florida, the single-payment loans are given for a period of 7-31 days and these terms should be adhered to. Installment loans are given for the period of 60-90 days. Rollovers are not allowed in Florida – so all the borrowed loans should be repaid in time.
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Am I Charged a Fee for using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
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Can I Get a Payday Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
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