Whether you live in Orlando, Miami, Fort Lauderdale, or anywhere else in Florida, with Dime Alley you can get a payday loan to personally suit your financial situation!
You could borrow anywhere between $100 and $35,000 to help you through to your next paycheck!
Why Choose Dime Alley for Payday Loans in Florida?
If you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill, Dime Alley can help you to find a payday loan to suit your needs.
If your application is accepted, you could receive the money in your account in just a few short hours! We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it!
Economical
As a broker, even if you don’t have a perfect credit score, Dime Alley ensures that your payday loan is affordable for you.
Loans To Fit You Like A Glove!
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We Only Conduct Soft Credit Searches
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
Where Can I Get a Payday Loan in Florida?
You can apply for online payday loans in Florida with Dime Alley, using our online submission form which can be completed 24 hours a day, 7 days a week using your mobile, desktop or tablet.
Dime Alley can offer the best payday loans in Florida including areas such as Aventura, Boca Raton, Broward, Fort Lauderdale, Fort Myers, Hollywood, Jacksonville, Miami, Naples, Orlando, Sarasota, South Beach, Tallahassee, Tampa, and more.
How Long Will it Take to Get a Payday Loan in Florida?
Receiving a payday loan in Florida could take as little as an hour, or sometimes as soon as the next business day!
With Dime Alley, your online form is sent to lenders across Florida, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
What Should I Consider Before Getting a Payday Loan?
You should first check that you meet the eligibility criteria (see below) before you apply. Make sure you consider whether you can afford to meet the repayments on time.
In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.
Am I Eligible for a Payday Loan in Florida?
In order to qualify for a payday loan in Florida, there are only a few simple criteria that you need to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
Where Can I Find a Payday Loan From Dime Alley in Florida?
Does Dime Alley Offer Payday Loans in Orlando and Miami?
Yes! Dime Alley offers payday loans in Orlando and Miami, as well as all other major towns and cities in Florida. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!
We proudly cover all areas of Florida, including Orlando, Miami, Fort Lauderdale, Naples, Tampa, South Beach, Jacksonville, Tallahassee and more!
FAQs on Payday Loans in Florida
- Can I get a Payday Loan with Bad Credit in Florida?
- Are there any Borrowing Restrictions in Florida?
- What is the Repayment Period on my Payday Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I Get a Payday Loan with No Credit Check?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
In Florida, it is forbidden to lend more than $500 for single-payment payday loans and more than $1,000 for installment payday loans at a time.
The Florida price cap, which indicates the limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan, is currently standing at 304%.
With Dime Alley, customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
In Florida, the single-payment loans are given for a period of 7-31 days and these terms should be adhered to. Installment loans are given for the period of 60-90 days. Rollovers are not allowed in Florida – so all the borrowed loans should be repaid in time.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.