Payday Loans in Chicago, IL & Illinois, IL - Need Money Now? Apply Today to Borrow Online with Dime Alley!

Whether you live in Chicago, IL Aurora, IL, or any other town in Illinois – you can get a payday loan or installment loan with Dime Alley, with a rate and terms to suit your needs! Apply and borrow anywhere from $600, $1000 or $1500 to provide yourself with some comfort and peace of mind in a time of financial need.

3-Step Process To Get Your Payday Loan in Chicago, Illinois:

Step 1: Apply Online Now

Step 2: Wait to Hear Back

Step 3: Get Your IL Loan

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Why Choose Dime Alley Payday Loans in Illinois?

 

Dime Alley offers a quick, easy, hassle-free way to get a Payday Loan in Illinois. Using our loans connection service, we can help find a lender that suits your needs, and, if accepted, you could receive your funds within 24 hours!

Payday Loans can be a great option to tide you over until your next payday in your time of financial stress. We all have financial difficulties from time-to-time, but rest assured, Dime Alley will help every step of the way.

Explore Our Types of Loans

 

As a broker, Dime Alley can provide you with different types of loans to suit your needs – from Payday Loans to Installment Loans or even Cash Advances.

Apply with Peace of Mind

 

We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.

Wait For the Cash to Come In!

 

Providing your application is successful, your cash could be in your account in as quickly as 1 hour. We provide loans to our borrowers ASAP!

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How Long Will it Take to Get a Payday Loan in Illinois?

 

Receiving a payday loan in Illinois could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across Illinois, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

What Should I Consider Before Getting a Payday Loan in Illinois?

 

You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

Am I Eligible for a Payday Loan in Illinois?

 

In order to qualify for a payday loan in Illinois, there are a few simple criteria that  to meet to have a chance at being approved!

  • You must be a US resident, over the age of 18.
  • You should have a stable, regular income, earning a minimum of $800 per month.
  • You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).

Does Dime Alley Offer Payday Loans in Chicago?

 

Yes! Dime Alley offers payday loans in Chicago as well as all other major towns and cities in Illinois. Our process is all online, which means you can even apply for a payday loan whilst lying in bed!

We proudly cover all areas of Illinois, including Chicago, Aurora, Joilet, Rockford, Champaign, Naperville, Peoria, Elgin and more.

Where Can I Get a Payday Loan in Illinois, IL?

Addison
Algonquin
Alton
Arlington Heights
Aurora
Bartlett
Batavia
Belleville
Belvidere
Berwyn
Bloomington
Bolingbrook
Buffalo Grove
Burbank
Calumet City
Carol Stream
Carpentersville
Champaign
Chicago
Chicago Heights
Cicero
Crystal Lake
Danville
Decatur
DeKalb
Des Plaines
Downers Grove
Edwardsville
Elgin
Elk Grove Village

Elmhurst
Evanston
Galesburg
Glen Ellyn
Glendale Heights
Glenview
Granite City
Gurnee
Hanover Park
Highland Park
Hoffman Estates
Homer Glen
Huntley
Joliet
Lake in the Hills
Lansing
Lockport
Lombard
McHenry
Moline
Morton Grove
Mount Prospect
Mundelein
Naperville
New Lenox
Niles
Normal
North Chicago
Northbrook
O’Fallon

Oak Forest
Oak Lawn
Oak Park
Orland Park
Oswego
Palatine
Park Ridge
Pekin
Peoria
Plainfield
Quincy
Rock Island
Rockford
Romeoville
Round Lake Beach
Schaumburg
Skokie
Springfield
St. Charles
Streamwood
Tinley Park
Urbana
Vernon Hills
Waukegan
West Chicago
Wheaton
Wheeling
Wilmette
Woodridge
Woodstock

Where Can I Get a Payday Loan in Illinois?

 

You can get a Payday Loan in Illinois IL no matter which city or town you live in – we cover them all. This includes Chicago, Aurora, Joilet, Naperville, Rockford, Elgin, Springfield, Peoria and Waukegan.

We will help you to find a lender and plan that personally suits you, and it is all done completely online and hassle-free! As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores in Illinois to find you the best approval and most competitive rate ASAP.

Therefore, if you are thinking about going to lots of different payday lenders and waiting for your application to be approved, think again! With Dime Alley, we process everything for you quickly and hassle-free, and, if approved, you could be receiving your loan in less than 24 hours.

FAQs on Payday Loans in Illinois

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

In Illinois, a payday loan cannot be higher than 25% of your gross monthly income, or $1,000, whichever is less. So, if you earn $2,000 per month, the most you could borrow from a payday lender is $500.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

In March of 2021, Illinois Governor J.B. Pritzker signed The Predatory Loan Prevention Act, which caps the interest on payday loans to a 36% annual percentage rate (APR).

If you have a bad credit score, don’t worry – you can still get a payday loan in Illinois!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.