Best Payday Loans in Texas - Fort Worth, TX, Austin, TX, San Antonio, TX - Borrow Online Today

Apply Online Now for a Payday Loan or an Installment Loan in Texas with Dime Alley if you want a loan to suit your financial needs.
Whether you’re in Austin, Dallas, Fort Worth, or San Antonio, TX, apply online today and borrow between $100 and $35,000 ASAP - you could receive the funds in your account within an hour!

3-Step Process To Get a Payday Loan in Texas, TX:

Step 1: Apply Online

Step 2: Wait 24 Hours

Step 3: Receive Your Loan

Why Use Dime Alley for Payday Loans in Texas?


If you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill, Dime Alley can help you to find a payday loan to suit your needs.

If your application is accepted, you could receive the money in your account in just a few short hours! We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it!

Explore Our Loan Options


Dime Alley’s services extend from payday loans all the way to cash advance loans – we want you to find a loan that suits you.

How Much and How Long For


Before you apply, it’s important to have an understanding on how much you can afford to borrow and how long you’ll need to repay your loan.

Apply Online Today


Once you find a product to suit you, work-out how much to borrow and how long for, apply with our online form ASAP. It takes less than 5 minutes!


How Long Does it Take to Get a Payday Loan in Texas?


The online form is quick and can be done from the comfort of your own home. When requesting a payday loan in Texas with Dime Alley, you can get same-day funding for your financial emergency.

Don’t waste time visiting your local loan lender and filling out paperwork or searching around for the best loan options. Get started with Dime Alley online today with zero paperwork, and access payday loan options from direct lending companies around Texas. If you are accepted, a lender will be in touch to get the money in your account as soon as possible. You could receive funds within the hour!

Am I Eligible for a Payday Loan in Texas?


Before you request a payday loan, you should consider whether you meet the conditions necessary. There are four main conditions to be eligible:

  • You must be a U.S. resident.
  • You have to be at least 18 years of age.
  • You need to have a consistent income with earnings at a minimum of $800 per month.
  • You must have a checking account that your Texas payday loan can be deposited into.

How Do I Get a Payday Loan in Texas?


If you request a loan through Dime Alley, you can easily find a speedy payday loan in Texas.

At Dime Alley, we do the hard work for you; we work with direct lending companies across Texas to find you a loan. We offer a fully online experience with almost instant decisions to make the process as straightforward as possible.

There’s no need to leave the house or approach multiple lenders simply enquire online today and let Dime Alley do the rest.

Where You Can Get a Payday Loan in Texas, TX

Where Can I Get a Payday Loan in Texas?


We proudly work with a number of payday loan companies in Texas – and Dime Alley can find the perfect fit for you. Our list of partners includes startups, apps, tech companies, credit unions, auto loan providers and money lenders – so we are sure to find you the best option available on the market.

One of the main benefits is that our bespoke software can bring all these trusted providers into one place, so that you can get a quote immediately from the lender with the highest approval rate. So whether you are in based in Dallas, San Antonio or Fort Worth, Dime Alley has got you covered!

Cedar Hill
Cedar Park
College Station
Corpus Christi
El Paso
Flower Mound
Fort Worth

Grand Prairie
Haltom City
League City
Little Elm
Mesquite city
Missouri City
New Braunfels

North Richland Hills
Port Arthur
Round Rock
San Angelo
San Antonio
San Marcos
Sugar Land
Texas City
The Colony
The Woodlands
Wichita Falls


What Should I Consider Before Getting a Payday Loan in Texas?


You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

What is the Repayment Plan for my Texas Payday Loan?


Texas payday loans are repaid over two weeks to five years in equal monthly instalments. If you need to cover a one-off emergency bill, a couple of weeks may be long enough to get you to your next paycheque.

For large sums, you may need to spread out the repayments more. You can choose to repay your payday loan in equal instalments each month up to five years! You are also always able to repay the loan early to save money on interest.

Texas, TX Payday Loan Rules and Regulations

Are Payday Loans Legal? Yes
Maximum Loan Amount Not Applicable
Minimum Loan Term 7 days
Maximum Loan Term 180 days
Price Cap There is no cap but state regulators have reported an average APR of 410%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed Any
Finance Charges Vary from lender to lender

FAQs on Payday Loans in Texas TX

If you have a bad credit score, don’t worry – you can still get a payday loan in Texas!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Yes – the price cap on interest is set at 664% for payday loans in Texas.

The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.