Payday Loans in Louisiana, New Orleans and Baton Rouge – Get Best Rates with Dime Alley

If you have decided that you would like to get a payday loan, choose Dime Alley for superior rates and a hassle-free experience!

You can apply through our quick and easy application form from your home in New Orleans, or anywhere else in Louisiana, from anywhere between $100 to $35,000, and you could have the money in your account within the hour!

Our 3-Step Process To Help You Get Your Payday Loan:

Direct Lenders


As a broker, Dime Alley works with a variety of direct lenders offering different financial products – feel free to find one that suits you!

Same-Day Loans Possible!


Apply with our quick and easy online form, and you could receive your cash on the same day as applying.

No Impact to Credit


We only conduct soft credit searches which have no impact and leave no footprint on your credit score.


Why Choose Dime Alley for Payday Loans in Louisiana?


If you’re looking for a bit of extra cash to help you through to your next paycheck or to pay an unexpected bill, such as a medical or veterinary bill, Dime Alley can help you to find a payday loan to suit your needs.

If your application is accepted, you could receive the money in your account in just a few short hours! We all have times of financial hardship, but rest assured, at Dime Alley, we are there to help you get through it!

Am I Eligible for a Payday Loan in Louisiana?


Before you request a payday loan, you should consider whether you meet the conditions necessary. Not everyone is eligible for a payday loan in Louisiana, so be aware of the requirements and stipulations. There are four main conditions to be eligible:

  • You must be a U.S. resident.
  • You have to be at least 18 years of age.
  • You need to have a consistent income with earnings at a minimum of $800 per month.
  • You must have a checking account that your Louisiana payday loan can be deposited into.

How Do Repayments Work for Louisiana Payday Loans?


Louisiana payday loans are repaid over two weeks to five years in equal monthly instalments. If you need to cover a one-off emergency bill, a couple of weeks may be long enough to get you to your next paycheque.

For large sums, you may need to spread out the repayments more. You can choose to repay your payday loan in equal instalments each month up to five years! You are also always able to repay the loan early to save money on interest.


What Should I Consider Before Getting a Payday Loan in Louisiana?


You should first check that you meet the eligibility criteria (see above) before you apply. Make sure you consider whether you can afford to meet the repayments on time.

In the case that you are unable to repay your payday loan, interest may be added. Not repaying your loan on time may also affect your credit score. It would be best if you thought about how much you actually need to borrow before getting started.

How Long Will it Take to Get a Payday Loan in Louisiana?


Receiving a payday loan in Louisiana could take as little as an hour, or sometimes as soon as the next business day!

With Dime Alley, your online form is sent to lenders across Louisiana, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.

Where in Louisiana Does Dime Alley Offer Loans?

FAQs on Payday Loans in Louisiana

If you have a bad credit score, don’t worry – you can still get a payday loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Louisiana has a $350 payday loan limit. Payday loans can be taken for the period up to 30 days.

No! We will never charge fees for using our service.

Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

State regulations in Louisiana prohibit payday lenders from issuing three loans consecutively without a grace period to the same borrower.

Also, the payday lenders will not be allowed to make more than two failed payment collection attempts without consent of the borrower

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.

The goal of an interest cap is to protect borrowers from excessively high interest rates in an attempt to make loans more affordable and also to deter lenders from predatory lending.

The current cap in Louisiana is set at 478%.