Fast Payday Loans in Wisconsin and Milwaukee
Whether you live in Milwaukee or Madison WI, Dime Alley can help you to find a payday loan in Wisconsin to suits your financial needs! Apply online and borrow as little as $100 or as much as $35,000 to help you through your time of financial need, and receive funds in your account in as soon as one hour!
How To Get a Loan in Wisconsin in 3 Steps
Can I Get a Payday Loan in Milwaukee, Wisconsin WI?
With Dime Alley, you can get fast cash loans no matter which major town or city in Wisconsin you live in! We will help you to find a lender and plan that personally suits you, and it is all done completely online and hassle-free.
As a loans connection service, we process your application against hundreds of direct money lenders, apps and payday stores to find you the best approval and most competitive rate.
Therefore, if you are thinking about going to lots of different payday lenders and waiting for your application to be approved, think again! With Dime Alley, we process everything for you quickly and hassle-free, and, if approved, you could be receiving your loan in less than 24 hours.
How Long Will it Take to Get a Payday Loan in Milwaukee or Madison WI?
Receiving a payday loan in Madison or Milwaukee, Wisconsin WI could take as little as an hour, or sometimes as soon as the next business day!
With Dime Alley, your online form is sent to lenders across Wisconsin, and you’ll receive an instant decision. If your request is accepted, you’ll find the money in your account as fast as possible.
Am I Eligible for a Payday Loan in Wisconsin?
In order to qualify for a payday loan in Wisconsin, there are a few simple criteria that to meet to have a chance at being approved!
- You must be a US resident, over the age of 18.
- You should have a stable, regular income, earning a minimum of $800 per month.
- You should have a valid mobile phone account and a live checking account (for your loan to be deposited into).
Can I Get a Milwaukee, Wisconsin WI Payday Loan With Bad Credit?
Yes! Our lenders in Wisconsin WI take all financial histories and backgrounds into account. Whether you have a perfect credit score or a more rocky credit history, we will help match you to a lender to suit your needs.
Apply Online today with bad credit, and you could borrow $600, $800 or $1500 for 30, 60 or 90 days. Choose the installment option if you would prefer to have your payments spread out, or the payday loan option for one lump sum!
Can I Get a Title Loan in Wisconsin?
Yes! Our lenders operate in all states that allow auto loans, and this includes Wisconsin!
In the state of Wisconsin, you can get a title loan for up to $25,000, or up to 50% of the vehicle’s value.
The term of a title loan does have a limit. This is a limit of six months. When the limit of the loan is reached, the borrower must pay the balance of the loan.
If the borrower is not able to pay for the remainder of the loan, then she can get an extension of the loan and she will pay high interest charges.
Wisconsin WI Payday Loan Rules and Regulations
| Legal Status | Legal |
| Interest Rate (APR) | 574% APR* |
| Minimum Loan Amount | Not Specified |
| Maximum Loan Amount |
$1,500 (or 35% of the gross monthly income)
|
| Minimum Loan Term | Not Specified |
| Maximum Loan Term | 90 days |
| Number of Rollovers | 1 |
| Finance Charges | 2.75%/mo |
| Statute of Limitations |
6 years (from the last payment)
|
| Database Loan Tracking | Yes |
What Rules and Regulations Exist For Wisconsin Loans?
Wisconsin has no limit to either the amount of a payday loan or its interest. However, a total amount of outstanding loans should not exceed $1,500 or 35% of the customer’s gross monthly income, whichever is less.
2 renewals are allowed, there is no limit to the number of loans but for the condition of a 24-hour cooling-off period between them. NSF fee should not exceed $15 in the state; criminal actions are prohibited.
Where Can I Get a Loan Near Me in Wisconsin?
Appleton
Eau Claire
Green Bay
Janesville
Kenosha
La Crosse
Madison
Milwaukee
Oshkosh
Racine
Waukesha City
West Allis
What People Say About Us
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
“Dime Alley helped me when I had an emergency. It was fast, simple and effective and I would recommend them to anyone who needs a loan.”
Jane, Nevada, November 2022
More Frequently Asked Questions
Can I Get a Wisconsin Loan with Bad Credit?
If you have a bad credit score, don’t worry – you can still get a payday loan in Wisconsin!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan or installment loan with us even if you have already been turned down by a bank because of bad credit.
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How Much Can I Borrow in Wisconsin?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
In Wisconsin, lenders will typically not lend amounts higher than $1500 and for up to 3 months.
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What is the Repayment Period on my Wisconsin Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
Wisconsin lenders will typically provide payday loans for anywhere up to 3 months.
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Am I Charged a Fee for Using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
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Can I Get a Wisconsin Loan with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
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Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
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