$255 Payday Loans Online Same Day
Borrow $255 payday loans with Dime Alley online today! $255 is the maximum amount you can get a loan for in some US states and Dime Alley is proud to give you the best rates and terms possible, with options for bad credit too. Enter your details in less than 5 minutes and get an instant decision on the screen. There are no fees for applying – simply click on the ‘apply now’ button to begin.
Can I Get $255 Payday Loans Online Same Day in California?
Yes, you can get $255 Payday Loans Online Same Day in California with Dime Alley!
Our online application means that you can borrow money from any of the 37 states across the US where payday loans are permitted.
Apply today from your phone, tablet or laptop and you could receive your loan in as soon as 1 hour or within 1 working day.
How Much Does it Cost to Borrow $255?
| Month | Interest | Principal |
Total Monthly Repayment
|
| 1 | $61.41 | $67.45 | $128.86 |
| 2 | $45.17 | $83.70 | $128.87 |
| 3 | $25.01 | $103.85 | $128.86 |
Am I Eligible To Borrow $255?
You can apply for a $255 loan with Dime Alley as long as you meet these following four requirements;
- Are over 18 years of age
- Have American citizenship
- Have a minimum monthly income of $800
- Have a current account for us to deposit funds into
Can I Get $255 Payday Loans Online Same Day with Bad Credit?
You can apply for a $255 loan, even with bad credit.
Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.
In fact, if you pay off your loan according to the terms of your agreement, your credit history could be improved. This can make it easier to secure loans in the future should you need them.
We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications. We try to make stressful times that bit less daunting.
How Do I Repay My $255 Loan?
Repayments on your loan will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest. You and your lender will agree on this date together, but most opt to choose their pay day.
Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
How Fast Can I Receive a $255 Loan?
You could have your $255 payday loan in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.
Borrow $255 - Representative Example
Borrow $250 over 3 months, at 400% APR, 3 repayments of $143.97, total repayable $431.90.
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What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“I found the experience overall easy to use. I had to sign an agreement online and all the terms were there and very clear. I would do it again if I needed some money.”
Imani, Georgia, March 2021
More Frequently Asked Questions
Why Might I Need $255 Payday Loans Online Same Day?
You might want to get a loan for emergency expenses such as;
- Medical or Vet bills;
- Car damages or repairs;
- Rental fees;
- Funeral bills.
Whatever kind of emergency there is, a $255 payday loan could be a good option to help you out of your financial bind.
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How Much Can I Borrow?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
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Can I Borrow $255 with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
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What is the Repayment Period on my Payday Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
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Can I Get a $255 Payday Loan with Bad Credit?
If you have a bad credit score, don’t worry – you can still get a payday loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
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Am I Charged a Fee for using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
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