What is a $500 Cash Advance No Credit Check?
A $500 Cash Advance No Credit Check Loan is a short-term loan which will help cover your living costs or an emergency bill or expense. These loans are often used when a customer is in need of money and cannot quite wait until their next pay day. Although we cannot guarantee that there will be absolutely no credit check when you apply, Dime Alley’s soft credit search will not show up on your credit report and will not impact your score.
Dime Alley can help you get terms to suit your financial needs, either in the form of a payday loan or in an installment loan. As a broker, we will connect you to a lender who won’t necessarily focus on your credit history. They will look at other factors, such as your employment status and income, when considering your application.
What is the Eligibility Criteria?
- Are over 18 years of age
- Living in the US or Canada
- Have a social security number
- Employed and have a min. monthly income of $500
- Have a current account for us to deposit funds into
- Bad credit considered
How Can I Apply For a $500 Cash Advance No Credit Check with Dime Alley?
Click ‘Apply Now’ today to begin our quick, easy and free application process for a $500 Cash Advance No Credit Check Loan.
You should only do this if you are confident that a loan is the right choice for you. If it is, then we would be delighted to become your lending partner. Fill out our quick and easy online application today to be one step closer to receiving the cash advance you need.
If you decide that applying for a loan with Dime Alley is right for you, you should proceed with our online application, which will take you less than five minutes to complete. You can fill it out at any time.
We will ask for a few details, such as your date of birth, how much you hope to borrow, how long for, and your employment status.
We do run a soft credit search on you, but fear not – this will not show up on your credit report or impact your credit score. For all intensive purposes, it’s like we were never there!
How Much Does a $500 Cash Advance Cost?
|Length of Loan
|Interest and Fees
Can I Get a $500 Cash Advance Instantly?
Dime Alley is committed to working quickly and efficiently, meaning you could get instant on-screen approval and have your funds within 1 hour. However, Dime Alley can take up to 24 hours to provide you with your funds.
This is because our lenders need to conduct checks to ensure they are providing you with the most suitable loan at the best rates. They may need to contact you to confirm your income, credit score and employment status.
Should you need cash quickly, you are more likely to receive this if you submit your application with Dime Alley on a work day between 9AM and 5PM.
How To Get a $500 Cash Advance with Bad Credit
We provide $500 Cash Advance Loans for people with all credit backgrounds. Don’t worry if you have poor credit, we will help you secure a loan to suit your needs.
Our lenders provide funds for borrowers with poor credit – although it is worth bearing in mind that this may affect your repayment terms and the rates you’re offered.
Why Might I Need a $500 Cash Advance No Credit Check Loan?
Life can throw unexpected bills at you, such as unforeseen medical or dental issues. If you have not anticipated these costs, it can often be difficult to cover them. It is at times like these that Dime Alley is here to throw you a lifeline.
If you apply online for a $500 Cash Advance No Credit Check, Dime Alley’s lenders will provide you with access to funds before your next pay day, which you will pay back according to an agreement you and your lender will curate.
A No Credit Check loan removes the stress of a regimented pay day without the worry of qualifying for a high credit product, and means that when you need a helping hand, you can find it through our quick, easy and free online application.
When you apply with Dime Alley, we ensure to match you with the lender best suited to you and your needs.
Why Should I Use Dime Alley?
If you are in need of a $500 Cash Advance No Credit Check Loan, we understand that you most likely do not have the time to go searching for the best loan options for people with bad credit. Therefore, Dime Alley’s quick and efficient approach to providing loans makes them the perfect broker to provide you with your loan.
Our application can be completed entirely online at any time, and it bears no hidden fees. Your application will take you less than 5 minutes to complete and you will see an instant decision on screen. Once a few further checks have been carried out, your cash advance will be deposited into your checking account within the next working day.
Dime Alley is reliable, as we only work with regulated lenders who protect their consumers. We offer payday loans in California and other states where they are legal such as Texas and Nevada. We also operate around Canada. If you apply from other states, you will be offered a product with a price cap of 36% APR, such as installment loans.
Have You Read Our Reviews?
“Had a good experience and got my loan the next day. I needed it to pay my dental bills and will consider using it again if I need a loan.”
Michael, California, December 2021
“I found Dime Alley on Google and applied in a few minutes. I got an instant on-screen decision and was approved on the same day – Dime Alley’s service meant I was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted. Thank you!”
Robert, Texas, February, 2022
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Charmaine, Florida, March 2023
Frequently Asked Questions
What is the Repayment Period on my $500 Cash Advance No Credit Check Loan?
You can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
Will Applying Impact My Credit Score?
No! Rest assured, the act of applying for a $500 Cash Advance No Credit Check Loan with Dime Alley will not have any impact on your credit, as we only carry out soft credit checks.
Can I Get a $500 Cash Advance No Credit Check Loan in Canada?
Yes, our lenders operate across the 37 states where payday lending is legal in the United States, and all across Canada too!
No matter if you live in Toronto, Vancouver or Montreal, you can apply for a $500 Cash Advance No Credit Check Loan with Dime Alley today.
We consider borrowers with all sorts of credit histories, so don’t let a bad credit score stop you from applying online now!
What's the Difference Between a Cash Advance and Payday Advance?
To avoid any confusion, a payday advance loan is actually a type of cash advance loan, whereby your employer can offer you a percentage of your wages before payday if need be.
Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
How Much Can I Borrow with Dime Alley?
Some lenders offer $500 Cash Advance No Credit Check Loans, but Dime Alley’s loans can range anywhere from $100 to $35,000, but are most commonly issued for amounts in the region of $100-$1,000.
Am I Charged a Fee for using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.