Borrow $2000 Loans Online
with Dime Alley - Guaranteed Approval
Do you need 2000 dollars now? Apply to borrow $2,000 personal loans online with Dime Alley for anywhere between 1 to 60 months. All credit considered – we will connect you to a lender that suits your needs and background. Apply online now with our quick and easy form, with no impact on your credit score.
How Much Does it Cost to Borrow $2000?
Good credit: Borrow $2,000 over 2 years, total interest paid $391.43, total $2,391.43, based on APR of 12%
Fair credit: $2,000 loan repaid over 2 years, total interest paid $675.78, total $2,675.78, based on APR of 20%
Bad Credit: Borrow $2,000 repaid over 2 years, total interest paid $1,297.87, total $3,297.87, based on APR of 36%
Representative Example
Borrow $2000 over 3 months, at 400% APR, 3 repayments of $1152.29, total repayable $3456.87.
How Do I Repay My $2,000 Loan?
Repayments on your $2,000 personal loan will be withdrawn from your checking account on the same day every month, which you and your lender will agree on, until you have paid off the loan and accompanying interest.
Payments are made in equal amounts and you have the ability to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
If you pay off your loan on-time, this can have a positive impact on your credit score, and improve your chances of qualifying for more loans in the future!
What Are The Types of $2000 Loans?
| Type of Loan | Interest Rate Range | Loan Amounts | Repayment Terms | Bad Credit | Same Day Funding | Collateral Required |
| Payday Loans | 200% to 400% APR | $100 to $2,500 | 1-24 months | Yes | Yes | No |
| Cash Advances | 200% to 400% APR | $100 to $2,500 | 1-24 months | Yes | Yes | No |
| Bad Credit Loans | 200% to 400% APR | $100 to $2,500 | 1-24 months | Yes | Yes | Yes and No |
| Personal Loans | 8.99% to 36% APR | $1,000 to $100,000 | 2-7 years | No | Yes | No |
| Title Loans | 29% to 300% APR | $100 to $50,000 | 15 to 30 days | Yes | 1-2 days | Yes |
| Installment Loans | 8.99% to 36% APR | $100 to $50,000 | 2-7 years | No | Yes | Yes and No |
Can I Get $2000 Bad Credit Loans Guaranteed Approval?
Even with a rocky credit history, you could borrow with Dime Alley!
Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.
We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications. We try to make stressful times that bit less daunting.
How Much Interest is Charged on $2000 Loans?
The interest rate varies depending on the state you reside in. Each state has a different interest rate price cap, which is the maximum amount of interest a lender can legally charge you on your payday loan.
Am I Eligible to Borrow $2,000?
You can apply to borrow $2,000 with Dime Alley if you meet these requirements:
- Are over 18 years of age
- Have American citizenship
- Have a minimum monthly income of $800
- Have a current account for us to deposit funds into
How Quickly Can I Receive My $2,000 Payday Loan?
You could have your the funds in your account the very same day you apply for it. When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.
What is the Repayment Period on my Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
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What People Say About Us
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“I need a loan to pay back a friend and it was all very quick and easy to get a couple of hundred bucks which I repaid over a couple of weeks.”
Malik, California, December 2022
“Dime Alley helped me when I had an emergency. It was fast, simple and effective and I would recommend them to anyone who needs a loan.”
Jane, Nevada, November 2022
More Frequently Asked Questions
Does Dime Alley Charge Fees to Borrowers?
No! We will never charge applicants fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
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Can I Borrow $2000 with Bad Credit?
Yes! No matter your credit score, you can apply for a $2000 loan with Dime Alley.
Our panel of lenders take all credit scores and histories into account and we will almost always find a loan to suit your financial needs.
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Can I Borrow $2000 with No Credit Check?
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
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Is Dime Alley a Broker?
Yes! Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
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