Borrow Loans For Utilities With Dime Alley – Apply Online Today – Repay Between 1 And 60 Months

Dime Alley can help you secure a loan to pay your energy, gas and electric bills today!

Apply online using our 5-minute application form and receive an instant on-screen decision.

You can apply to borrow between $100 and $35,000 without a trace on your credit score!

No Hidden Fees


When you submit apply for a Utility Bill loan with Dime Alley, you won’t be hit with any hidden fees. If one of our lenders approves your application, we will receive a commission directly from them.

Trusted and Reliable


We only work with legitimate lenders, making sure you are being offered fair rates and plans that suit your financial needs.

Stress-Free Process


Through our soft search service, we assess your application and credit history without it impacting your credit score, so you don’t have to worry.

How To Get a Utility Bill Loan


Getting a Utility Bill loan with Dime Alley is easy thanks to our 3-step process:

Step 1: Apply Online Today

Step 2: Wait To Be Matched With a Lender

Step 3: Receive your Utility Loan The Same-Day!

Why Should I Get a Loan for my Gas and Electric Bill?


Utilities are becoming more and more expensive in the U.S. and across the globe – in Florida and Illinois, reports in May 2022 were that average Utility bills have risen by 15%, and this number has only increased since then.

You should consider a loan to pay for utilities if you are struggling to pay-off your energy, gas, water and electric bills – getting a Utility Loan can give you financial peace-of-mind.

We let you payback your loan in as little as 1 month or as long as 60 months time, giving you more flexibility, and we always consider candidates with bad credit.

Other options could be to ask friends or family or to use a credit union.


What Is The Eligibility Criteria For a Loan for Utilities?


You can apply for a loan to pay your energy bill as long as you meet the following requirements;


  • You are over 18 years of age; 
  • Have American citizenship; 
  • Have a minimum monthly income of $800; 
  • Have a current account for us to deposit funds into.

Can I Get a Gas and Electric Bill Loan with Bad Credit?


The good thing is you don’t need perfect credit to apply for a Utility Loan with Dime Alley!

Our trusted panel of lenders lend to borrowers with all kinds of financial records. They aim to provide you with the best available rates to you and help you where they can.

We know that it can be stressful securing a loan when your credit history is imperfect, which is why we consider all applications.

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How Do I Repay My Energy Bill Loan?


Repayments on your $1,500 loan will be withdrawn from your checking account on the same day every month until you have paid off the loan and accompanying interest.

Payments are made in equal amounts and you have the ability to pay your loan off early if you can.

How Fast Can I Receive My Loan for Utilities?


You could have your $1,500 in your account the very same day you apply for it.

When we receive your application, we connect it with one of our regulated lenders who we deem a good fit for you. We aim to find you a match within 24 hours.

Where Can I Get a Utility Loan?


We provide loans in all of the 37 states who approve payday loans. These include California, Texas and Nevada.

In some of the states we operate in, we are limited by legislation on how much we can lend. In some states, the interest on loans are limited, such as in South Dakota.

We don’t operate in the states where payday loans are not authorized, such as New York.


Honestly, with Dime Alley’s Utility Bill Loans, you can pay-off any sort of home bill, including your energy bill, gas and electric bill or water bill.

We also offer loans that cover other types of bills, such as car repairs, medical or vet bill loans!

If you have a bad credit score, don’t worry – you can still get a Utility Bill Loan!

With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.

With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.

Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.

Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.

Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.

Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.

Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.

Moreover, we don’t take any fees from you, the borrower.