When you find yourself in need of cash, Dime Alley can help you get your hands on it fast!
Dime Alley can help you secure a sum between $100 and $35,000 which can help you cover expenses you otherwise couldn’t afford to cover.
With Dime Alley, you could receive your cash within 24 hours and have between 1 and 60 months to pay it back.
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
What is a Fast Cash Loan?
A fast cash loan is there to provide a helping land when you encounter life’s unexpected costs. If you are hit with an unforeseen medical or car repair bill, you may not have the savings to cover those costs at your disposal.
Dime Alley can help you secure cash the very same day, meaning you can cover these costs even if you hadn’t accounted for them.
Before applying for a cash loan, you should consider other means of securing funds, such as borrowing from friends or family, or selling assets you no longer need.
Why Should I Apply for a Fast Cash Loan with Dime Alley?
Dime Alley is a trusted and regulated broker who will connect you with a regulated lender, meaning you are protected when securing a loan. Because we are partnered with many lenders, it is likely that one of them would be delighted to work with you.
Dime Alley’s service is personalised. When you apply for a fast cash loan with us, we will assess your application and personal details to match you with a US lender best suited to you.
We consider all applicants, no matter their credit history. We know how stressful financial difficulties can be, so we try to remove some of the stress of having a rocky credit history. We aim to find a match for all of our applicants, across many US states.
If your application with Dime Alley is approved, you will receive your funds within 24 hours of applying. As a lending partner, we work quickly and effectively to make trying times that bit easier.
What are Fast Cash Loans Used For?
When you apply for a fast cash loan with Dime Alley, you should be sure that you really need it. There are many uses for a fast cash loan, but most borrowers use their loans to cover medical bills, home emergencies such as broken boilers, vet bills, damage to a car or overwhelming bills.
Am I Eligible to Apply for a Fast Cash Loan with Dime Alley?
As long as you meet our simple eligibility requirements, you can apply for a loan with Dime Alley today:
- Over 18 years old
- Hold American citizenship
- Have a checking account for us to deposit your funds into
- Have a minimum monthly income of $800
- Steadily employed
If you meet these criteria, we could become your lending partner today!
Can I Apply for a Fast Cash Loan with Bad Credit?
Yes, you can! Dime Alley works with a variety of lenders who are willing to lend to borrowers with all kinds of credit histories. We understand that life can throw financial challenges your way, and not everyone’s financial records can be flawless. Because of that, we consider all requests and consider details other than credit histories when approving applications.
On top of your credit history, we consider a number of factors, such as your employment status, your income, your age, how much you have requested to borrow and for how long.
Through our soft search credit checking, you don’t need to worry about your application impacting your credit record – it won’t leave a footprint!
How Do Fast Cash Loan Repayments Work?
When you take out a loan through Dime Alley, you and your lender will decide on a date each month, which will likely be your pay day. On that date, repayments will be withdrawn from your bank account. These withdrawals will continue to be taken for the duration of your loan. If you had a two month loan, money will be withdrawn twice.
Repayments are typically made in equal monthly instalments. For example, if you secure a $500 loan for a 5 month duration, you will make a $100 repayment each month for five months, plus interest.
When a withdrawal is made, you will be notified by e-mail or SMS so you don’t panic when you notice money has left your account.
How Can I Apply for a Fast Cash Loan with Dime Alley?
Click ‘get started’ today to begin our quick, easy and free application process for fast cash.
Our enquiry form is completely online and available to complete at all hours.
We’ll ask you for some details so we can find the best lender for you. For example, we’ll want to know how much you need to borrow, how long for, our employment status, and some contact details.
Once you submit your request, you can receive an instant decision. We run a few further tests and, in most cases, our borrowers will receive their funds within one day!
- Can I get a Fast Cash Loan with Bad Credit?
- How Much Can I Borrow with Dime Alley?
- How Fast are Dime Alley's Fast Cash Loans?
- Am I Charged a Fee for using Dime Alley?
- Will Applying for a Fast Cash Loan affect my Credit?
- Can I Repay My Loan Early?
If you have a bad credit score, don’t worry – you can still get a fast cash loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a fast cash loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you can get a loan from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
With Dime Alley, you’ll get an instant on-screen decision to find out whether you’re accepted for a loan on completion of your application form.
Once accepted, you could be receiving your loan in as quickly as an hour, and usually always before the 24 hour-mark!
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
No! When you apply, Dime Alley only conducts soft credit searches which have no impact on your credit score and don’t leave any footprint on your credit history.
Yes! You are usually allowed to pay off your loan earlier than you originally agreed with the lender, however, there may be some conditions involved with paying off your loan early, such as being charged an additional fee.