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What is a Fast Cash Loan?
A fast cash loan is there to provide a helping land when you encounter life’s unexpected costs. If you are hit with an unforeseen medical or car repair bill, you may not have the savings to cover those costs at your disposal.
Dime Alley can help you secure cash the very same day, meaning you can cover these costs even if you hadn’t accounted for them.
Before applying for a cash loan, you should consider other means of securing funds, such as borrowing from friends or family, or selling assets you no longer need.
Why Should I Apply for a Fast Cash Loan with Dime Alley?
Dime Alley is a trusted and regulated broker who will connect you with a regulated lender, meaning you are protected when securing a loan. Because we are partnered with many lenders, it is likely that one of them would be delighted to work with you.
Dime Alley’s service is personalised. When you apply for a fast cash loan with us, we will assess your application and personal details to match you with a US lender best suited to you.
We consider all applicants, no matter their credit history. We know how stressful financial difficulties can be, so we try to remove some of the stress of having a rocky credit history. We aim to find a match for all of our applicants, across many US states.
If your application with Dime Alley is approved, you will receive your funds within 24 hours of applying. As a lending partner, we work quickly and effectively to make trying times that bit easier.
Trusted and Responsible
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
We Match Your Loan
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
No Impact To Your Credit Score
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
What are Fast Cash Loans Used For?
When you apply for a fast cash loan with Dime Alley, you should be sure that you really need it. There are many uses for a fast cash loan, but most borrowers use their loans to cover medical bills, home emergencies such as broken boilers, vet bills, damage to a car or overwhelming bills.
Am I Eligible to Apply for a Fast Cash Loan with Dime Alley?
As long as you meet our simple eligibility requirements, you can apply for a loan with Dime Alley today:
- Over 18 years old
- Hold American citizenship
- Have a checking account for us to deposit your funds into
- Have a minimum monthly income of $800
- Steadily employed
If you meet these criteria, we could become your lending partner today!
Can I Apply for a Fast Cash Loan with Bad Credit?
Yes, you can! Dime Alley works with a variety of lenders who are willing to lend to borrowers with all kinds of credit histories. We understand that life can throw financial challenges your way, and not everyone’s financial records can be flawless. Because of that, we consider all requests and consider details other than credit histories when approving applications.
On top of your credit history, we consider a number of factors, such as your employment status, your income, your age, how much you have requested to borrow and for how long.
Through our soft search credit checking, you don’t need to worry about your application impacting your credit record – it won’t leave a footprint!
Can I Get a Fast Loan With No Credit Checks?
Typically credit checks are carried out for every application and this allows us to match your loan enquiry with the best lender and type of loan for you.
Whilst most of our loan providers offer unsecured products and require a good or fair credit score, we may be able to offer no credit check loans available such as title loans secured against your car, secured loans or those from credit unions.
The general criteria is that you should be employed and earning a regular wage and be committed to repaying your loan on time. In this case, you can always be eligible for a loan and do not need to necessarily avoid credit checking.
Where Can I Get a Fast Cash Loan Near Me?
We offer quick cash loans across the whole of the US, including those looking for loans in Alabama or Indiana!
Our panel includes a wide range of banks, private lenders, credit card providers, title lenders, credit unions, stores and apps and we are going to match your loan application with the best rates and lender who is most likely to approve you.
By finding a local product, we aim to give you an instant decision on the screen and funding within 1 hour, 24 hours or the next business day.
How Can I Get a Loan Fast Today?
Most lenders are looking for customers who meet the basic criteria, such as being employed and able to afford payments.
However, in addition to this, you should consider applying during this morning and during a weekday.
Whilst our lender will fund loans in the evenings and weekends, a lot of companies like to carry out additional checks and maybe even give you a phone call to ask some additional questions.
By applying between 9AM and 5PM, you are more likely to hear from someone and being readily available by email or phone will certainly help you get funds today. So to get money quickly, you should be ready to respond and avoid applying during national holidays or going away from your desk after applying.
How Can I Apply for a Fast Cash Loan with Dime Alley?
Click ‘get started’ today to begin our quick, easy and free application process for fast cash.
Our enquiry form is completely online and available to complete at all hours.
We’ll ask you for some details so we can find the best lender for you. For example, we’ll want to know how much you need to borrow, how long for, our employment status, and some contact details.
Once you submit your request, you can receive an instant decision. We run a few further tests and, in most cases, our borrowers will receive their funds within one day!
How Do Fast Cash Loan Repayments Work?
When you take out a loan through Dime Alley, you and your lender will decide on a date each month, which will likely be your pay day. Repayments will be withdrawn from your bank account and will continue for the duration of your loan. If you have a two month loan, money will be withdrawn twice, at the end of each month.
Repayments are typically made in equal monthly instalments. For example, if you secure a $500 loan for a 5 month duration, you will make a $100 repayment each month for five months, plus interest. You have the option to borrow a payday loan or use it as an installment loan.
When a withdrawal is made, you will be notified by e-mail or SMS so you don’t panic when you notice money has left your account.
- Can I get a Fast Cash Loan with Bad Credit?
- How Much Can I Borrow with Dime Alley?
- How Fast are Dime Alley's Fast Cash Loans?
- Am I Charged a Fee for using Dime Alley?
- Will Applying for a Fast Cash Loan affect my Credit?
- Can I Repay My Loan Early?
If you have a bad credit score, don’t worry – you can still get a fast cash loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a fast cash loan with us even if you have already been turned down by a bank because of bad credit.
With Dime Alley, you can get a loan from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
With Dime Alley, you’ll get an instant on-screen decision to find out whether you’re accepted for a loan on completion of your application form.
Once accepted, you could be receiving your loan in as quickly as an hour, and usually always before the 24 hour-mark!
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
No! When you apply, Dime Alley only conducts soft credit searches which have no impact on your credit score and don’t leave any footprint on your credit history.
Yes! You are usually allowed to pay off your loan earlier than you originally agreed with the lender, however, there may be some conditions involved with paying off your loan early, such as being charged an additional fee.