Borrow $800 With Dime Alley For A Same Day Decision!
I Need To Borrow $800 – How Does It Work?
To secure a loan with us, follow our three simple steps:
Step 1: Apply Online Today
Step 2: Wait To Hear Back From Us
Step 3: Receive your $800
Which States Can I Get a $800 Loan In?
Payday loans are legal in 37 states, and we operate in those states. The biggest states for payday loans are California, Nevada and Texas.
Some of the states we offer loans in have restrictions on how much you can borrow, and some have limits on interest applied to loans, such as Colorado and South Dakota.
Some states have prohibited payday loans altogether, including New York and New Jersey.
As a broker, Dime Alley ensures that your payday loan is affordable for you – even if you don’t have a perfect credit score.
The Right Fit
We only work with legitimate and reputable lenders, so we know that they are lending responsibly and are offering you a fair rate.
We offer soft search loans which will check your credit history without impacting your credit score or leaving a footprint.
Can I Apply For An $800 Loan With Bad Credit?
No matter your credit history, you can apply for an $800 loan with Dime Alley!
Our trusted panel of lenders lend to borrowers with all kinds of credit histories, and will provide you with the best available rates even if you have a rocky history.
We know that having an imperfect credit record can be worrying when you find yourself in need of a loan. That is why we consider all applicants – to make stressful times that bit less stressful.
In fact, if you borrow $800 and pay it off promptly and fully, this could improve your credit history. This can make it easier to secure loans should you need them in the future.
How Do I Repay My $800 Loan?
Repayments on your $800 loan will be withdrawn on the same day every month from your checking account until you have paid the loan and accompanying interest off. This date will be decided by you and your lender, but most opt to choose their pay day.
Payments are made in equal amounts and you have the choice to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
What Do I Need To Consider When Applying For An $800 Loan With Dime Alley?
When applying for a $800 loan with Dime Alley, you should consider the following:
Whether you really need the loan, how you will pay it back, and what will happen if you fail to.
Your credit history will impact the terms you are offered on your loan. The stronger your credit history, the lower interest you are likely to be offered.
Whether you have alternative means of support, such as loans from friends and family.
Am I Eligible To Apply For An $800 Loan?
As long as you meet the following four requirements, you are eligible to apply for an $800 loan with us:
Are over 18 years of age
Have American citizenship
Have a minimum monthly income of $800
Have a current account for us to deposit funds into
$800 Payday Loan FAQs
- What is the Repayment Period on my $800 Loan?
- Am I Charged a Fee for using Dime Alley?
- Can I get an $800 Loan with Bad Credit?
- Can I Get a Payday Loan with No Credit Check?
- How Much Can I Borrow with Dime Alley?
- Is Dime Alley a Broker or Lender?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
If you have a bad credit score, don’t worry – you can still get an $800 loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
Dime Alley will consider those looking for no credit check loans, but note that a credit check is usually carried out for all customers.
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.