Borrow $800 Loans Online with Dime Alley
Apply Online Today with Same Day Decision!
Even with bad credit, Dime Alley can help you borrow $800 payday loans online today. Dime Alley will connect your application to a US loan provider best suited to you and who can offer you the best rates. Submitting an online application is quick, easy and has no impact on your credit score.
Am I Eligible To Borrow $800 Payday Loans?
As long as you meet the following four requirements, you are eligible to apply for an $800 loan with us:
- Are over 18 years of age
- Have American citizenship
- Have a minimum monthly income of $800
- Have a current account for us to deposit funds into
How Do I Repay My $800 Payday Loan?
Repayments on your $800 loan will be withdrawn on the same day every month from your checking account until you have paid the loan and accompanying interest off. This date will be decided by you and your lender, but most opt to choose their pay day.
Payments are made in equal amounts and you have the choice to pay your loan off early if you can. However, you should be clear on the repayment terms before deciding to alter your repayment plan.
Where Can I Borrow $800?
We proudly operate in the following US states:
What To Consider When Applying For $800 Payday Loans with Dime Alley?
When applying for a $800 loan with Dime Alley, you should consider the following:
Whether you really need the loan, how you will pay it back, and what will happen if you fail to.
Your credit history will impact the terms you are offered on your loan. The stronger your credit history, the lower interest you are likely to be offered.
Whether you have alternative means of support, such as loans from friends and family.
Can I Borrow $800 With Bad Credit?
No matter your credit history, you can borrow $800 with Dime Alley!
Our trusted panel of lenders lend to borrowers with all kinds of credit histories, and will provide you with the best available rates even if you have a rocky history.
We know that having an imperfect credit record can be worrying when you find yourself in need of a loan. That is why we consider all applicants – to make stressful times that bit less stressful.
In fact, if you borrow $800 and pay it off promptly and fully, this could improve your credit history. This can make it easier to secure loans should you need them in the future.
Representative Example
Borrow $800 over 3 months, at 400% APR, 3 repayments of $461.26, total repayable $1383.78
What is the Repayment Period on my $800 Loan?
Customers can repay over 1 month to 60 months (or equal to 5 years) – this will depend on whether you prefer the payday option which may be just a few weeks or months, or the longer installment option which can be several years to stretch out your repayments.
Payments are usually made in equal monthly installments from the bank account you choose and you always have the option to repay early if you would like to do so.
What People Say About Us
“Personal and friendly, they did what they said they would do, I was approved for a loan although I have bad credit. It was just a short term thing, but has helped me and my family.”
Merryl, Texas, September 2021
“Had a good experience and got my loan the next day. I needed it to pay my bills and will consider using it again if I need a loan.”
Darryl, Michigan, February 2023
“I found Dime Alley on Google and applied in a few minutes. I got an instant decision and approved on the same day and was able to pay to have my car repaired immediately. I paid back the loan in 2 weeks and was sorted.”
Bob, Florida, July, 2021
More Frequently Asked Questions
Am I Charged a Fee for using Dime Alley?
No! We will never charge fees for using our service.
Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Was this helpful?
Can I Borrow $800 with Bad Credit?
If you have a bad credit score, don’t worry – you can still get an $800 loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
Was this helpful?
How Do I Repay an $800 Payday Loan?
With Dime Alley, you can repay your $800 loan in as soon as 1 month or up to 5 years if you prefer!
You will agree upon your repayment terms with your lender when you sign your loan agreement, and usually the repayments come straight out of your checking account, meaning you don’t have to do a thing!
Was this helpful?
Can I Borrow $800 Loan with No Credit Check?
If you have a bad credit score, don’t worry – you can still get an $800 loan!
With Dime Alley, all credit histories are accepted. This means that you should still request a payday loan with us even if you have already been turned down by a bank because of bad credit.
Was this helpful?
How Much Can I Borrow with Dime Alley?
With Dime Alley, you could find payday loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability.
Other things come into play too, including your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Was this helpful?
Is Dime Alley a Broker or Lender?
Dime Alley is a broker, meaning that if you’re approved, we don’t provide the funds for your loan directly. Instead, we connect you to a lender best suited to your situation from our trusted panel.
Do not worry though, your information is completely secure and will not be sent or shared with any other companies or third parties and we certainly will not charge you anything for using our service.
Was this helpful?